Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Karma
Profile Image

Question By

13 Contributions
8 People Helped
If the original creditor recalls a collection account does the CA have to remove it from my reports?
Ok, I have 3 medical bills from 2011 surgery that are with outside collection agencies. When I spoke to one of them about a pay for delete scenario, they told me they can't because they don't actually own the account. The hospital does and they are just contracted to collect. Assuming this is true, and I negotiate with the hospital to get the debt recalled to them in exchange for payment, is the collection agency required to delete the item from my credit reports?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.