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I have excellent credit and payment history but still need a cosigner. Why?
My score is 760, I have had 3 credit cards for going on 4 years now, never missed a payment and have a total of 9000 credit limit. I think thats pretty good for a student, so why do I need a cosigner to apply for a simmons first card? I know its pretty exclusive because of its 7% interest, but I easily got the 8% interest barclay card.

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