Credit Karma Credit Karma
Menu
  • Credit Cards
    • Best Credit Cards of 2020
    • Best Balance Transfer Cards
    • Best Reward Cards
    • Best Travel Cards
    • Best Cash Back Cards
    • Best 0% APR Cards
    • Best Business Cards
    • Best Cards for Bad Credit
    • Best Cards for Fair Credit
    • Best Secured Cards
    • Search Credit Cards
  • Loans
    • Personal Loans
    • Home Loans
    • Auto Loans
  • Auto
    • Refinance My Loan
    • Get a New Loan
    • Auto Insurance
  • Home
    • Buy a House
    • Refinance my Loan
    • Home Insurance
    • Real Estate Agents
  • Resources
    • Identity Monitoring
    • Unclaimed Money
    • Reviews
    • Articles
    • Tools
    • Mobile App
    • Blog
    • How it works
  • Tax
  • Savings
  • Login
  • Sign up for free
Megan Nye headshot

Megan Nye

Megan Nye is a personal finance writer with a decade of experience in the insurance industry. Her writing has been published by Business Insider, Citi, LendingTree and others. Megan has a bachelor’s in mathematics from the College of New Jersey and a master’s degree in system and information engineering from the University of Virginia.
Men in office reviewing documentImage: Men in office reviewing document

Co-signing a loan: Pros and cons

jcpenney-credit-card-reviewImage: jcpenney-credit-card-review

JCPenney Credit Card review: Worth it for frequent shoppers?

Two young women try on hats while shopping.Image: Two young women try on hats while shopping.

TJX Rewards® Credit Card vs. TJX Rewards® Platinum Mastercard®:...

Young Indian women dining together in restaurant and discussing how to get back on track with their credit.Image: Young Indian women dining together in restaurant and discussing how to get back on track with their credit.

Can I have too little or too much credit?

Smiling woman relaxes after using a hardship plan to dig herself out of debt.Image: Smiling woman relaxes after using a hardship plan to dig herself out of debt.

How a hardship plan can affect your credit

  • facebook social Icon Facebook
  • twitter social Icon Twitter
  • instagram social Icon Instagram
  • Company Info
    • About Credit Karma
    • Careers
    • Engineering Blog
    • Help Center
    • In The News
    • Security Practices
    • Privacy Policy
    • Terms of Service
  • Popular Offers
    • Best Credit Cards
    • Credit Cards for Limited Credit
    • Credit Cards for Poor Credit
    • Credit Cards for Good Credit
    • Personal Loans
    • Auto Insurance
  • Credit Resources
    • Credit and Finance Articles
    • Credit Card Reviews
    • Financial Calculators
    • Credit Karma Blog
  • Notable Links
    • Free Credit Report
    • Free Credit Score
    • Free Credit Monitoring
    • Credit Scores
    • Credit History
    • What is a Good Credit Score?
    • Quick Tips for Your Credit Health
© 2007–2021 Credit Karma, LLC. Credit Karma® is a registered trademark of Credit Karma, LLC. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Licenses | NMLS Consumer Access
Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access
California loans arranged pursuant to Dep't of Business Oversight Finance Lenders License #60DBO-78868.
Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).
Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services.
iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android is a trademark of Google Inc.
The Equifax logo is a registered trademark owned by Equifax in the United States and other countries.
Credit Karma is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines.
 
Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on Credit Karma of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607 Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access