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Co-signing a loan: Pros and cons

Co-signing a loan can saddle you with some surprising — and unpleasant — consequences. When a friend or family member asks you to co-sign a loan, it doesn’t seem like a big deal. You’re just helping out a loved one, right? But co-signing a loan comes with serious, often hidden risks to your finances and […]

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How a hardship plan can affect your credit

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