Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Bankruptcy
Profile Image

Question By

0 Contributions
0 People Helped
I filed Chap7 in 2011 but still see 1acct "open in collections" w $0 balance...what should/can I do?
I filed Chapter 7 Bankruptcy and was discharged just over 1yr ago. I just noticed that there is still one collections account (that was included in the bk), which still shows "open in collections", although the balance is listed as $0.
There were at least 13 other accounts included in my bk, but this is the only one still listed as open.
Is this normal, or something I should be concerned about? Is this affecting my credit negatively, even though the balance is $0? Is it worth trying to have cleared, or is it even possible to do so...? What, if anything, should I do? Thanks!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.