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How to rebuild my credit from being a "Ghost"
I've opened 3 secured credit cards & got on as a cosigner on 2 auto loans with my mother as a primary. Now my mother plans on filing bankruptcy. How do I get out from under this? I'll have to move out and I won't be able to afford both open autos + pay all my bills now? Also why the hell has my "fake" credit scores dropped 80 points? I've been making all the payments on time. I mean my fake scores as the ones I get from creditkarma and the 3 bureaus. I work at an Automobile Dealership & when they pulled my scores they were all 0's... That's right ZERO!!! Its been 6 months & I'm still at ZERO... WTF???? Is this credit scoring system we have just a bunch of BS or what???

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