Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

0 Contributions
0 People Helped
How the 7 year mark works for removing charge off's
I am not sure on how the timing works on charge off's I am trying to clean up my credit and I have a number of items from 2006 that just passed and a few that will in a couple month's. In Aug the last of them leave but they still report. Now I settled the last one in 2012 but since the charge off happend in 06 they should still all be dropped off my report come aug\sep right? All of them are dealing with credit cards medical bills and one of them was a over drawn bank account.

Thank you very much in advance

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.