Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Student Loans
Profile Image

Question By

0 Contributions
0 People Helped
How can we fix my boyfriends Debt to Income ratio if all of the bills are in his name?
I moved into my boyfriends house with him. The mortgage and his vehicle, credit cards and student loans are in his name. He recently took a pay cut which isn't affecting our ability to pay the bills but he is trying to finance a new vehicle and we are afraid his debt to income is going to appear too high because my name isn't on the house and my contribution to bills isn't a form of "income." What steps can we take to prove that I pay half of the bills...putting my name on the house is not an option right now.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.