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Getting credit from a company that gave you a charge off?
I am trying to rebuild my credit and I know an appliance/electronics store that supposedly will accept anyone. The problem is, I had a charge off with them years ago. So long in fact, that it just dropped off my credit report in the past year.

I'm sure they probably have me on file still as owing $, I'm wondering if I could just ask them or would I have to let them do a hard hit on me to find out. I sure would use them reporting me as a good payer, which I am now :S

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