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kabear808

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Effects of Closing an Accounts Recently Opened on Accident?
This is my situation. I had applied for a Discover credit card. I guess they were doing some system maintenance at the time. It basically said the system was going through and update and provided no information after submitted my application except that they will contact me. So i called the next day, and they had no credit inquiries on file based off of the information i had provided to them. Two days after that i had ran my information through the pending request area of the site, and nothing came up. Thinking that nothing went through i went and applied for another card that seemed to fit my needs much more. Then my credit Karma shows a hard inqury a few days later, causing me to check the status and of course it says approved. Now i'm stuck with two cards coming in at the same time so i'm wondering what the effect will be on my credit to close the Discover account, and besides the hard inquiry will there be any more negative effects on it? Is there a way to remove the inquiry their system seemed to be very bugged at the time and it took about 4 different representatives to finally bring up the credit request.

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