Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

1 Contribution
0 People Helped
do all credit applications register a hard inquiry ??
hi everyone, need some help..... just 2 days ago , i became a little greedy and applied for amex and then next day applied for a JC penny card.... now, fortunately because of my previous good deeds, i got approved with more than 5000 $ limit, but when i checked credit karma, i saw two hard hits in my credit report.... that is somewhat expected , but thats where i got confused.

the thing is that i have a bank of america card, and a chase card , both of them never show up my credit reports as any kind of hard inquiries but the 2 i made yesterday showed up.. i just wanted to know how is that possible ? why isnt my boa and chase card inquiries showing up in my credit report and why did amex and jcp show up suddenly ??? do all credit cards applications register a hard inquiry ? is there a way i can get rid of them ( i know the 2 yr rule ..... but having 2 inquiries in the same day, will that negatively impact me .... if so , how badly ?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.