Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Paying Your Bills
Profile Image

Question By

0 Contributions
0 People Helped
Debt validation letter?
I got a letter from a collection agency saying that I owe them $3,648 in medical charges. It came under my name and address but another patient name. I sent them a debt validation letter asking for the usual; proof of their right to collect the debt in my state and that I owe the debt, etc.

They sent me another letter today with just a statement of "my account" just a bill with the amount and all the charges from the hospital.

My question is... Is that enough? How to I respond to that? I've been reading on the forum about they only need to provide the bill with my name for it to be validated but they didn't provide any of the proof I requested in my letter..

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.