Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Debt to income ratio is not the same for my husband's report and my report. Why?
Why does my husband have a better credit report than mine. The debts that we hold together are added to my report but his income is not added to my report. looks like a have bills that are double what I make, but my husband made almost three times what I did last year and he gets a really good debt to income ratio with the guarantee of better borrowing power and lower interest on anything that he purchases and my interest rates are all to high with no borrowing power for myself.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.