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Credit report sanitized?
How would this happen? My estranged spouse has had 140% utilization over 5 credit card accounts.. all cards maxed, then closed and charged off by her creditors. Late payments galore and several derogatory remarks for a 480 credit score. At first I thought it was just a temporary glitch, but for the past two months her credit report has been "sanitized". Accounts "0", payment history "100%", derogatory remarks "0", utilization "no info available". How is that possible?? Would going to a credit assistance agency be able to do that? Possibly reported identity theft and had it cleared? Using one of the kids social security numbers as her own now? How would one further investigate this? What type of an attorney would I be looking for? Any information is appreciated.

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