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Credit and Mortgage Approval
I filed for bankruptcy two and a half years ago. I have three credit cards which were ran up to the limit, but I paid on time every single month since opening. I am trying to get a mortgage and my score is 598. I need to get to 640, so I just paid off all the cards to a zero balance. There isn't anything else on my report. How long until my score goes up and how much will it rise?

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