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Collection accounts
Hello. I've a question. I have some accounts in collections. As asked on some other posts, I'm also wondering whether is smart to pay it off or not and if it will help my credit.
But, I've also read that I should let them fall off my credit report. The problem with that is that another collection agency may buy my debt before it falls off and the cycle starts again. So what is the best way to approach this debt that affects my credit score?

Thank you for your help.

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