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closing account in good standing to save money
i have excellent credit, it has remained at or near 800 for years. However, I am always trying to save, I currently have three American Express Cards, a gold, a Platinum I used mainly for business which my company paid for (not any more) and a Delta Skymiles I never use. The Delta Card is $95 a year, the Gold Card $150 and the Platinum $450. That is almost $700 just to use the cards. I called Amex and asked if they could cut me a break which they would not. They said I should downgrade my Gold and Platinum to Green to save on fees but that really doesn't help. If I close the Platinum Account to save $450, an amount that my company no longer pays, how bad will closing this account affect my credit?

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