Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

0 Contributions
0 People Helped
Can you ask to have credit accounts deleted that have been paid off?
I have several credit accounts, such as credit cards, loans, etc, that have been paid off, closed or transferred. I was wondering if it is possible to have the 3 credit bureaus delete the accounts that are not necessary on my credit score because they don't count towards my credit to debt ratio. Also, how long to late payments to credit cards stay on your credit report? I have a late payment from 2007 still hanging on.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.