Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
creditcuriousva

0 Contributions
0 People Helped
Authorized User vs Joint Account
Can anyone tell me what the exact difference in, credit wise? I see a lot of mixed responses. I am an authorized user on my wifes cards because she has a great credit, and I have none. We only did this about 2 weeks ago, but I still don't see anything on credit. Unsure it it just takes awhile (Maybe after a couple statements), or if we need to switch it to Joint Accounts.

Also will her account length go to mine, as well?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
988 Contributions
550 People Helped

AU does not count in some stiutations.  Joint does.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.