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CreditSoar

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Authorized User Question
Let's say someone ( a family member) has a credit card with chase for 10-15 years and they add you on the card as an authorized user now. Does your credit age now extend to 10-15 years ?

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With many scoring systems the answer is yes. If you would do this just make sure that the card typically has low utilization as an account with high utilization can cause more damage than what it is worth. I also urge you to work on building your own credit profile, you do not want to depend on others for your credit.

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