Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
A $1,000 collections error on my credit report
I'm in the process of buying a house and last week I learned that Equifax and transunion show that I still owe $1,095 and that there is a CLS on a credit card that went to collections back in 2009. I paid the card in full on 12/22/10 and Experian is the only credit bureau that notes this. I contacted the bank to verify it was paid off and told them what Equifax and Transunion had. The bank didn't know why those two creditors had incorrect information and said to dispute it.

I am now waiting on the disputes to be resolved. How much can I expect my credit score to go up once my credit report shows that account paid in full? A ball park figure is fine.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.