Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
IMTaavi

0 Contributions
0 People Helped
674 Credit score with No credit History Yet
I just started Building my credit a month ago
and my credit score on Credit Karma shows that I have 674 credit score
how accurate is that ?
I have only 1 secured credit card and I didn't make any payments yet
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
418 Contributions
1116 People Helped
Most Helpful Response

Helpful to 3 out of 3 people

I'm shocked that Credit Karma has generated a credit score. Normally Credit Karma wouldn't have enough data to generate a score and you would be considered "thin file". I would guess the account being reported alone would be enough, but just to make sure you should check your 3 full credit reports for inaccurate data at annualcreditreport.com (its free to check each report once a year). If everything is accurate then be proud, that is a decent score to start with. Build your score even higher by using your card responsibly (keep credit card utilization under 30%) and paying on time, 100% of the time.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Reply to this Question

Write your response:
Enter Your Comments
 

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.