sfrana

3 Contributions 19 People Helped

Member Since: March 2013

Most Helpful Contribution

Trends by Age

Jul 17, 2016
Helpful to 11 out of 14 people

I'm surprised by your comment...it is common sense basic financial 101 here.

•You take out a loan, or credit card there are terms listed for each.  If you see that the loans interest rate is 27% it should prompt you to reconsider your loan.  

  • What you earn monthly is negative after your financial obligations you need to change your spending stat.
  • Capitalism teaches us that you want to always be in the black and not in the red.  
  • Invest in yourself first i.e. Income property that pays for itself or if properly chosen pay for itself and supplements you monthly income.
  • best advice by most financial experts is to remember that a loan or credit card is not really your money.  Always have at least six months of net income in savings and utilize loans credit cars only if it is beneficial to you.  Mortgage, interest free credit card offer that you can pay off, obviously before the term ends and interest is accrued.
  • SPEND ONLY WHAT YOU CAN AFFORD.
  • pay yourself first each pay period. 

Activity (3 Total Contributions)

Trends by Age

Jul 17, 2016
Helpful to 11 out of 14 people

I'm surprised by your comment...it is common sense basic financial 101 here.

•You take out a loan, or credit card there are terms listed for each.  If you see that the loans interest rate is 27% it should prompt you to reconsider your loan.  

  • What you earn monthly is negative after your financial obligations you need to change your spending stat.
  • Capitalism teaches us that you want to always be in the black and not in the red.  
  • Invest in yourself first i.e. Income property that pays for itself or if properly chosen pay for itself and supplements you monthly income.
  • best advice by most financial experts is to remember that a loan or credit card is not really your money.  Always have at least six months of net income in savings and utilize loans credit cars only if it is beneficial to you.  Mortgage, interest free credit card offer that you can pay off, obviously before the term ends and interest is accrued.
  • SPEND ONLY WHAT YOU CAN AFFORD.
  • pay yourself first each pay period. 

Trends by Age

Jul 17, 2016
Helpful to 8 out of 11 people

I completely agree with you to a certain degree.  I think you're a little short-sided and, your tone is a bit racist.  As an American,(born and raised here) I don't know what the struggle might be to gain citizenship here.  It's not automatic.  Your tone is exactly what causes discrimination and hate.  "I'm going to build a wall!" Sound familiar?  

How to dispute an error on your credit report

Sep 04, 2014

Whatever you do, DO not let anyone or give anyone the chance to change the original default or collection date.  They will try - your best bet always is to write to them.  If original date of default etc. is changed ie initially charged off on 1/10.  If you contact them on 1/14 regarding acct they reset the date to 1/14.  So four of the seven years are gone.  Instead of having acct fall off in three it's reset to seven.