cropchick

21 Contributions 33 People Helped Top Contributor

Member Since: December 2009

Most Helpful Contribution

What credit score do I need to qualify for a mortgage?

Dec 11, 2009
Helpful to 6 out of 8 people

I would try credit unions

Activity (21 Total Contributions)

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General card

Nov 02, 2012
Helpful to 6 out of 6 people

Every credit check is a hard credit check. It's a given. HOWEVER, the score will go back up over time, providing you don't apply for too much credit at one time and use it wisely.

Understanding credit score differences

Apr 17, 2010
Helpful to 2 out of 2 people

My bankruptcy will be falling off my credit report in about 3 years. How will that impact my credit score?

The Relationship Between Your Credit Score and Credit Card Utilization Rate

Mar 04, 2010
Helpful to 2 out of 2 people

I would contact the credit reports and tell them it's beyond the statue of limitations. I recently did that with a couple of things, and they were removed!

What credit score do I need to qualify for a mortgage?

Dec 11, 2009
Helpful to 6 out of 8 people

I would try credit unions

Understanding credit score differences

Apr 17, 2010
Helpful to 1 out of 1 people

Apply for a secured credit card. I did! Jumped my score 15 points!

Understanding credit score differences

Apr 17, 2010
Helpful to 1 out of 1 people

Try credit unions!

Understanding credit score differences

Apr 17, 2010
Helpful to 1 out of 1 people

Cant an "UNWANTED" credit card account be closed thru desputing in thru the credit report?

Understanding credit score differences

Apr 17, 2010
Helpful to 1 out of 1 people

What is the "VANTAGE" score mean?

Understanding credit score differences

Apr 17, 2010
Helpful to 1 out of 1 people

YEA RIGHT!

The Relationship Between Your Credit Score and Credit Card Utilization Rate

Mar 18, 2010
Helpful to 1 out of 1 people

It would increase it. BUT??? by how much is hard to say. Just pay them off!

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