Gwenrp

1 Contributions 97 People Helped

Member Since: May 2013

Most Helpful Contribution

Chase Freedom Unlimited®

Apr 23, 2019
Will decrease your limit without warning
Helpful to 97 out of 107 people

Do not charge too much on this card or you may get a decrease on your limit without warning. I received a letter in the mail stating my credit line was decreased from 10,000 to 6,800. Fine if my balance was lower but my balance was at about 6,200. Totally blown away, I attempted to call customer service. It was like speaking to robots regarding the situation. Apparently they run a credit review (randomly) dont even have a frequency to how often that is done. If your debt ratio is too high they'll lower your limit. I tried inquiring what was showing up on my credit report besides my Chase card to which they couldnt answer. I've never been treated lk I shouldnt be using the credit card that was issued to me. So livid that my balance is now so close to the max available. Will pay this down and not use it anymore.

Activity (1 Total Contributions)

Chase Freedom Unlimited®

Apr 23, 2019
Will decrease your limit without warning
Helpful to 97 out of 107 people

Do not charge too much on this card or you may get a decrease on your limit without warning. I received a letter in the mail stating my credit line was decreased from 10,000 to 6,800. Fine if my balance was lower but my balance was at about 6,200. Totally blown away, I attempted to call customer service. It was like speaking to robots regarding the situation. Apparently they run a credit review (randomly) dont even have a frequency to how often that is done. If your debt ratio is too high they'll lower your limit. I tried inquiring what was showing up on my credit report besides my Chase card to which they couldnt answer. I've never been treated lk I shouldnt be using the credit card that was issued to me. So livid that my balance is now so close to the max available. Will pay this down and not use it anymore.