Southwest Rapid Rewards® Premier Credit Card

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  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Redeem your points for flights, hotel stays, gift cards, access to events and more.
Annual Fee:
$99
Purchase Intro APR:
N/A
Purchase Regular APR:
18.24% - 25.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.24% - 25.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 27.24%* Variable
Cash Advance Fee 5%, Min; $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min; $5
Foreign Transaction Fee $0
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 40,000 points after you spend $1,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Airfare

2 points per dollar

2 points/$1 spent on Southwest® purchases


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
brianrss
best credit card ive ever had
by brianrss
Helpful to 69 out of 74

don't carry a balance but use it to pay bills you normally pay every month ,then fly for free !!!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
pend1393
Don’t believe the sign up rewards
by pend1393
Helpful to 145 out of 154

I applied for this card in Jan 2018 was immediately approved for a 12,000 credit limit. However the sign up bonus was 50,000 if you spend 2,000 in the first three months. I spent well over that amount and only received 10,000 points when I called about it they said the offer changes at random so instead I got 10,000 points for 500 dollars spent. Basically they can change it and there is absolutely nothing you can do about it. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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