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  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.* This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and Unlimited 1% cash back on all other purchases*
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum and No Annual Fee†
Annual Fee:
$0
Purchase Intro APR:
0%* intro
(15 Months)
Purchase Regular APR:
16.49% - 25.24%*
Variable
Balance Transfer Intro APR:
0%* intro
(15 Months)
Balance Transfer Regular APR:
16.49% - 25.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.49%* Variable
Cash Advance Fee 5%, Min: $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min: $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn $150 after you spend $500 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
Excellent
by Anonymous
Helpful to 549 out of 592

I have had the Chase Freedom for 3.5 years now. I only had one Wells Fargo platinum card with a $2800 credit limit on it before the Freedom. I was instantly approved to get the Freedom with a 685 credit score. My approved credit limit was $15,000 right away. I use this card for everything and pay it off every two weeks. I now have a 795 credit score and a $30,400 limit on the Freedom with over $850 in cash rewards. Great card, great service, and very easy to use mobile app. Love it and love the rewards. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
MRScjv
by MRScjv
Helpful to 266 out of 296

I applied for this card and was approved. They even sent me the card and everything was great. Then a week later I got a letter. It said they checked my credit score and didn't qualify for the credit card. My score is 738! I've never missed a payment on anything. 

I will never do business with Chase again. I was utterly humiliated. How do you approve and send a card, then send a letter of rejection? What an awful way to do business. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2017 through April 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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