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Miles by Discover® Card - THIS OFFER IS EXPIRED

Offered by: Discover® Card

Miles by Discover® Card - THIS OFFER IS EXPIRED


Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
N/A
Typical Low: N/A
Typical High: N/A
   

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

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Annual Fee

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Late Fee

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Cash Advance Fee

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Balance Transfer Fee

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Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$456

$456

$456

Value of Bonus Points

$120

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$576

$456

$456

Total Savings over 3 Years

$1,488

Credit Card Usage Profile

Transfer a Balance
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  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: See Terms
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 347
Data Created: February 02, 2015



15 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Love my Discover Miles Card Helpful to 1 out of 1 people

I originally applied for my discover card because I was sick of BofA and wanted to switch. Reading a number of reviews, especially the ones from Consumer Reports, Discover was consistently one of the highest rated both for their credit card terms and their customer service. They have not disappointed me.  Anytime I've had to contact them for any reason they've been extremely helpful and friendly. Their miles program gives you a lot of options for how you can use your miles earned, including paying down your balance or getting direct cash back.  Unlike years past, most places that take credit cards accept Discover. On very rare occasions I still run into a place that doesn't but that almost never happens. I highly recommend Discover!!

TheCreditHammer's response was:    

 
Jan 16, 2015

Jesusmve(2, 0)

i was aprove for 4500 with 688 transrisk 696 vantage 61% ultilization 6 bad payments less than 2 years and 2 accounts in mangement plans. 7 years of credit experience i had one time 798 vantage and i had one discover once so maybe my credit experience help me a little

Jesusmve's response was:    

 
Nov 13, 2012

vaughan27(1, 0)

Solid card but don't get it for "miles"

I was approved for this card with a 690 credit score (credit karma has me listed as 716 though). It seems like a solid card to have, but I really wouldn’t get it for the “miles”. You need to basically spend $10,000.00 to get a $100.00 travel reward.  I already have an airline rewards card, so I didn’t get it for that reason but people looking into this card should keep that in mind.

vaughan27's response was:    

 
Oct 16, 2012

callarse1(1, 1)

Helpful to 1 out of 1 people

I've had an account with them since 2005.  I haven't had any problems, and when someone was using my card fradulently--they promptly alerted me.  I love their rewards program, and their customer service.  I was in 720s in FICO when I got my card--with all my great money managment skills I got my FICO up to 793 without any mortage loans! :D. 

I'm not sure why people are giving bad reviews if they don't get accepted for the card.  I thought the reviews on using the card (not getting denied for the card).  Thanks for you time!

callarse1's response was:    

 
Sep 15, 2012
Helpful to 2 out of 7 people

everyone deserves a second chance in life to prove themselves.

macheneyred11's response was:    

 
Aug 07, 2012

See all 15 Reviews of Miles by Discover® Card - THIS OFFER IS EXPIRED

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.