Capital One® Spark® Miles for Business

APPLY NOW
  • Earn 2 miles per $1 on every purchase, every day 
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months of approval 
  • Miles don't expire, and there are no categories to limit where or what you buy 
  • $0 intro annual fee for the first year; $59 after that 
  • There's no limit to the amount of miles you can earn and miles don't expire 
  • Redeem miles for travel, cash back, gift cards and more 
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Annual Fee:
$0 intro for first year; $59 after that
Purchase Intro APR:
N/A
Purchase Regular APR:
17.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
17.24%*
Variable

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 23.24%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $39
Penalty APR 29.65%* Variable
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 50,000 miles after you spend $4,500 in 3 months.

All Purchases

2 miles per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
rthndman
by rthndman
Helpful to 11 out of 11

I love this card/account.  They have never raised my 6.9% interest rate and I have terrible credit.

Capital One is one of the only companies who give second chances and treats their customers (in good standing) very well.  Perhaps it's just a fluke and they forgot to raise my interest when everyone else got raised.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
rthndman
by rthndman
Helpful to 11 out of 11

I love this card/account.  They have never raised my 6.9% interest rate and I have terrible credit.

Capital One is one of the only companies who give second chances and treats their customers (in good standing) very well.  Perhaps it's just a fluke and they forgot to raise my interest when everyone else got raised.


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.