If you are applying for this card to use the 0% APR on PURCHASES, please pick any other card on the market. Once I was approved for the card, they started charging me interest on my 3rd statement. After working with Customer Service for MONTHS, they came to the conclusion that this "0% APR on Purchases" was a promo that only started after I signed-up. Yet, the only reason I even signed up for this card (or even found it) was to utilize the 0% interest. I found this card by using Mastercard's Find-A-Card tool, with 0% interest. Now, in order to prove I'm supposed to have 0% interest, they require me to fax in my terms and conditions. It's a complete scam.
Here's a good example of how clueless their Customer Service Representatives are:
Me: Yes, I was supposed to have 0% interest on Purchases for the 1st 15 biling cycles
Representative: Sorry, we don't offer ANY cards with 0% interst on Purchases
Me: Here's the URL to your company's website with the card I have, that also shows 0%
Representative: Oh...that's new. That just started, and wasn't available when you signed up
Somehow after proving the representative wrong, she immediately knew about this promotion and that it was FOR SURE not available when I signed up... right... how convenient.
I've had no problems with Chase, American Express, or Citi in the past, but this was enough for me to realize - never to do business with Barclaycard.