Offered by: American Express Card

Blue Sky from American Express®

  • Welcome Bonus: Earn 7,500 Bonus Points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Unlimited Travel Options: Every 7,500 points that you earn can be redeemed for a $100 statement credit toward any airline ticket, any hotel stay, car rental or cruise.
  • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
  • Flexible Bill Payments: pay your bill all at once or over time.
  • No annual fee,0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 17.24%- 22.24%.
  • Terms and Restrictions Apply.
710 Average Credit Score Approved for this Card
657 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
15 months   15 months  



17.24% – 22.24%*






Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate


Annual Fee


Late Fee

Up to $35

Cash Advance Fee

3%, Min: $5

Balance Transfer Fee

3%, Min: $5

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees




Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

1. Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.

Compare Holders of this Card
Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
Age of Cardholder
Sample Size: 559
Data Created: October 01, 2013

83 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Approved Today!

Checked for pre-qualified offers on the AmEx site and was pre-approved for Premier Gold, Blue Sky, and Green. Applied for Gold and Blue and was instantly approved! CK score 644. CL for Blue $1000, NPSL for Gold. Pulled EXP, score 677. 11 HP on EXP, COs from 3+ years ago, $130K income. 

Apr 10, 2014
Fast response!

I was approved today 1,000 on this credit card. I have a 659 credit karma score; 53,000 annual income, perfect payment history although i have high hard impact inquiries (with this one 9th) I hope that I have a good experience with AMEX, is my first credit card with them.

Lizmar0522's response was:    

  Apr 08, 2014

Lizmar0522(1, 0)

Review by Lizmar0522

1 Contributions 0 People Helped


I've tried about four times in the past to get an individual AMEX.  I've had a business Amex sponsored by my employer twice and never had problems. When I tried on my own for a Delta Skymiles and the BlueSky I've been turned down even though my credit score was higher than I see here. I applied for 4 cards last year. I got a Lowes, Sears, and A citi.  Got the lowes first then the citi 6k cl. Then tried Amex got turned down. One time  a few years ago when my TU was 745, exp 725, and equifax 705 I used the AMEX website and a tool they had for you to see if you wild qualify.  I used the tool and it told me I would qualify for a Delta Sky Miles and when I Applied I was Turned down.  The last time I applied My income was OVER 140k I had a credit to debt ratio of less than 25% my scores were 690 or higher and I still got turned down.  I see all these people getting approved yet I don't.  Anyone have any thoughts? 

sootsg's response was:    

  Mar 30, 2014

sootsg(7, 13)

Review by sootsg

7 Contributions 13 People Helped


8173DOC's response was:    

  Mar 28, 2014

8173DOC(1, 0)

Review by 8173DOC

1 Contributions 0 People Helped

Blue Sky! Helpful to 2 out of 2 people

I had a Credit Karma score of 695 and have a outstanding boat loan @ $17,500. and about 3K in credit card debt and was approved with a $8500.00 CL.    finally, ive tried for quite some time to get on board with AMEX....   THANX.........................

wylde's response was:    

  Mar 05, 2014

wylde(3, 4)

Review by wylde

3 Contributions 4 People Helped

See all 83 Reviews of Blue Sky from American Express®

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.