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Blue Sky from American Express®

Offered by: American Express Card
Apply by phone: 1-800-297-6700

Blue Sky from American Express®


Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
N/A
Typical Low: N/A
Typical High: N/A
15 months   15 months  

0%

17.24% – 22.24%*

0%

17.24% – 22.24%*

 

Variable

 

Variable

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

25.24%

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $5

Balance Transfer Fee

3%, Min: $5

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

‑$527

$0

$0

Interest Savings on Transferred Balance

$4,051

$2,062

$1,012

Interest Savings on New Purchases

$1,676

$2,204

$3,555

Value of Rewards on New Purchases

$456

$456

$456

Value of Bonus Points

$75

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$5,731

$4,722

$5,024

Total Savings over 3 Years

$15,478

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

1. Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 872
Data Created: February 02, 2015



84 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Great Card Helpful to 1 out of 1 people

I have this card and use it all the time. <strong>Love it</strong>!

hellomrrose's response was:    

 
Mar 11, 2015
Denied. Helpful to 0 out of 1 people

Credit Karma 598 Vantage score, 641 regular score (Credit Karma app) and I was denied today. I've got a few items in collections and 8 erroneous late payments (120days+) shown on my report.

Beware.

steveindallas's response was:    

 
Feb 04, 2015

bybridges(30, 23)

Top Contributor

Long term user of the card Helpful to 6 out of 6 people

I've been a cardholder since '07. It was my first AMEX, and second bank credit card. It's been more valuable since having my own business and learning how to really use cards to reap the rewards. I will say it's nice to have a ton of points and book long haul flight knowing, I can redeem several hundred dollars to make the trip a discounted one. I've even used it to "discount" first class fares.

Added bonus, AMEX customer service has always treated me right. They've even reinstated forfeited points. Not to mention, I love dealing with any issues I have on chat. I really don't like talking on the phone or waiting in queue, so online chat has been very effective.

bybridges's response was:    

 
Jan 13, 2015

lml4112(1, 3)

Great Card, Great Rewards Helpful to 3 out of 4 people

Credit score of 775, approved with a credit limit of 15k, great customer service, i had a incident where an unauthoried purchase was made, and american express investigated it and gave my money back.

lml4112's response was:    

 
Oct 28, 2014
Surprisingly approved Helpful to 1 out of 1 people

I actually applied for the green card the other day not even expecting to be approved. Knowing what i know now i kind of rather would have had the blue card becuase i think the benenfits are a little lower but the points pile up faster.

CK score at the time was 654

Aug 22, 2014

See all 84 Reviews of Blue Sky from American Express®

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2015 through July 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.