About Your Credit Report Card

The credit report card is an easy to understand summary of your credit report details. Use the credit report card to gain a better understanding of your credit history and how it works.

  • Simple Credit Comparisons
  • Easy to Understand Credit Metrics
  • No Hidden Fees & Always Free

More About Your Consumer Credit Report

With the FACT Act, US consumers are entitled to one free credit report once per year from each of the credit bureaus (Equifax, TransUnion, Experian). Consumers can access this information via AnnualCreditReport.com. While the government site is a great resource, it does have some limitations. First the site doesn’t provide a credit score. Second, the access is only good once per year for each of the bureaus. Most credit reports and scores change every 30 days. Lastly, the credit report information doesn’t easily correlate to a credit score or rating.

That’s the reason we created the credit report card. We try to address all three short comings with this tool.

  1. With Credit Karma, we always provide a free credit score to all our members.
  2. Most consumers want to track their credit over time, so we allow you to check your credit score every day.
  3. Our free credit report card was designed to help you correlate all the data on your credit report to that of your score in a simple way.

Register for free right now to see your free credit report card and credit score. There are never any hidden fees or obligations with Credit Karma.

What Credit Karma Members Say

  • “...Probably one of the most awesome sites I have come across in a very long time! ...I will tell everyone I know about this!”

    - Renae

  • “Thanks to Credit Karma... I check my score monthly and enjoy seeing it rise each month! THANK YOU!”

    - Wendy

  • “You guys ROCK! I mean, seriously. If I could hug y’all, I would!”

    - Christina

Credit Karma Features:

Always Free Credit Scores

Get your 100% free credit score instantly, securely, and safely.

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Find a Variety of Savings

Save money on everything including your credit cards, mortgage, auto loan, and more.

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Credit Report Cards

Use the credit report card to compare and learn more about your credit report.

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Credit Karma™ Believes All Consumers Should Have Access to Free Credit Scores
A credit score is one of the most important components of a consumer's financial profile. At Credit Karma™, we believe free access to one's credit score and report is a fundamental consumer right. That is why our site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. In addition to free credit scores, Credit Karma™ has a wealth of tools and content to help consumers better understand how credit scores and credit reports work. Credit Karma™ is a completely free pro-consumer service dedicated to demystifying the credit landscape. With our credit simulators, free credit scores, credit advice, and credit score comparisons, our goal is to empower consumers to more actively manage their credit and their financial health.