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Opensky® Plus Secured Visa® Credit Card

Updated:

imageImage: image

83

reviews

3.6

Rating: 3.6 out of 5.

Great for no credit check

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Opensky® Plus Secured Visa® Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 48% 11% 19% 19% 3%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 48% 11% 19% 19% 3%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 48% 11% 19% 19% 3%

The average credit limit for members who have matched with this card or similar cards is $5,944, with $200 being the most common.

Here’s the average credit score of members who matched their Opensky® Plus Secured Visa® Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 41% 20% 32% 6%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 41% 20% 32% 6%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 41% 20% 32% 6%

The average credit score for members who have matched with this card or similar cards is 630, with 555 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

42.7%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

39 years

Average age of members who matched this card or similar cards.

$79,470

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.6

Rating: 3.6 out of 5.

83

reviews

Most helpful positive review

January 6, 2025

5

Rating: 5 out of 5.

Good credit builder

— Credit Karma Member

Absolutely no problem funding electronically, (EFT), from my checking account. The physical card was mailed to me swiftly, and OpenSky started reporting to Credit Bureaus immediately. Based on my own experience, I can recommend this card highly.

Most helpful negative review

December 27, 2024

3

Rating: 3 out of 5.

Great credit builder

— Credit Karma Member

Like the card. Transactions, both purchases and payments take a long time to post in the system.

All member reviews