Opensky® Plus Secured Visa® Credit Card
Great for no credit check
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Opensky® Plus Secured Visa® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $3,843, with $200 being the most common.
Here’s the average credit score of members who matched their Opensky® Plus Secured Visa® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 616, with 562 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
46.3%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
39 years
Average age of members who matched this card or similar cards.
$69,713
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 28, 2024
Great starting credit building card
— Credit Karma Member
I've had this card about a year now and since then my credit score has increased by 97 points and I now have 3 other cards. One thing I learned that's important is to keep you usage down using no more then 30% of you total credit line. Had I done that sooner my score would have remained 60 more points higher.
Most helpful negative review
January 29, 2024
From 645 to 408
— Credit Karma Member
I got the card, but when it came time to pay it, it refused the money, refunded it then charged me a reverse payment fee, paper fee x6, and late fees. I went from owing $150 to owing $600 from all the fees they threw on. My credit went from the 600's to the 400's. NOT WOTH IT