This offer is no longer available on our site: My GM Rewards® Mastercard®

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My GM Rewards® Mastercard®

Updated:

image_09c85bImage: image_09c85b

141

reviews

3.7

Rating: 3.7 out of 5.

Great for a future auto purchase

Annual Fee: None

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their My GM Rewards® Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 28% 16% 27% 21% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 28% 16% 27% 21% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 28% 16% 27% 21% 9%

The average credit limit for members who have matched with this card or similar cards is $8,614, with $2,000 being the most common.

Here’s the average credit score of members who matched their My GM Rewards® Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 15% 15% 41% 28%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 15% 15% 41% 28%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 15% 15% 41% 28%

The average credit score for members who have matched with this card or similar cards is 708, with 813 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

28%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

46 years

Average age of members who matched this card or similar cards.

$98,888

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.7

Rating: 3.7 out of 5.

141

reviews

Most helpful positive review

February 6, 2022

5

Rating: 5 out of 5.

Very good card

— Credit Karma Member

I got this card and it’s been a good good experience for me. Expirian 720 equifax 729 trans. 699. I got instante approved for CL 8k. Besides they let you use the card even before the credit card arrives at your home with an virtual card to make purchases over the phone and online. I totally recommend this card.

Most helpful negative review

April 22, 2024

1

Rating: 1 out of 5.

Worthless unless you want to buy a GM product

— Credit Karma Member

Points are totally useless unless you use them on GM products or get a tiny gift card. They gave me a $9K line with an 800+ score and I never have used it. It's actually Goldman Sachs/Marcus.

All member reviews