Merrick Bank Credit Building Mastercard®
Great for automatic credit limit increases
Annual Fee: $0-$72
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Merrick Bank Credit Building Mastercard® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $985, with $700 being the most common.
Here’s the average credit score of members who matched their Merrick Bank Credit Building Mastercard® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 568, with 565 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
62.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
49 years
Average age of members who matched this card or similar cards.
$77,225
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
September 24, 2024
Love it
— Credit Karma Member
I don't understand how this card got low reviews. I got it a little over a year ago with a $500 credit limit. It was the double your line card, and it went to $1,100 after 7 months like they promised. I recently got another $300 increase without asking. I've had it maxed and payed it down and never had an issue with payments or anything. The annual fee isn't ideal but I do love this card.
Most helpful negative review
August 8, 2024
Read the reviews; all 1 star except 1 fake review.
— Credit Karma Member
You will most likely be denied, despite Credit Carma's "guarantee," and they will not pay you the $50. This card is designed to make money off of people who have low credit. They understand the position people with low credit are in, and they created a convoluted system to take our money.