This offer is no longer available on our site: Merrick Bank Credit Building Mastercard®

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Merrick Bank Credit Building Mastercard®

Updated:

image_269807Image: image_269807

21

reviews

2.2

Rating: 2.2 out of 5.

Great for automatic credit limit increases

Annual Fee: $0-$72

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Merrick Bank Credit Building Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 98% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 98% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 98% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $821, with $300 being the most common.

Here’s the average credit score of members who matched their Merrick Bank Credit Building Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 1% 70% 18% 10% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 1% 70% 18% 10% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 1% 70% 18% 10% 0%

The average credit score for members who have matched with this card or similar cards is 567, with 560 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

62.1%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

49 years

Average age of members who matched this card or similar cards.

$83,881

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

2.2

Rating: 2.2 out of 5.

21

reviews

Most helpful positive review

September 24, 2024

5

Rating: 5 out of 5.

Love it

— Credit Karma Member

I don't understand how this card got low reviews. I got it a little over a year ago with a $500 credit limit. It was the double your line card, and it went to $1,100 after 7 months like they promised. I recently got another $300 increase without asking. I've had it maxed and payed it down and never had an issue with payments or anything. The annual fee isn't ideal but I do love this card.

Most helpful negative review

November 8, 2024

1

Rating: 1 out of 5.

Card never works

— Credit Karma Member

I have had this card for 6 months and never missed a payment and never had any issues at all until one day I made a purchase from wallmart for groceries and the purchase went through. Every purchase after that keeps getting blocked no matter how many times I call in and get the block removed. Its been a month now and the card just stopped working all together and customer service is an absolute joke. Ive had many cards in my life and this is the first card to ever do this. They can never seem to release the block and I have no access to my line of credit anymore even though I've never missed a payment or had any issues. Due to the extreme unhelpfulness of support I am closing this card and cant recommend it to anyone.

All member reviews