The Home Depot® Consumer Credit Card
Great for financing home projects
Annual Fee: None
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their The Home Depot® Consumer Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $9,412, with $500 being the most common.
Here’s the average credit score of members who matched their The Home Depot® Consumer Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 715, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
26.8%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
47 years
Average age of members who matched this card or similar cards.
$99,978
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 14, 2024
No interest is a great value
— Credit Karma Member
6 months no interest is a great value on a card. When something breaks, I always have confidence that I can pay it off over time. When my refrigerator broke, having this card saved the day.
Most helpful negative review
December 2, 2024
Not good for your credit!
— Credit Karma Member
Started with a substantial limit ($3k). From lack of use, they cut it to less than half. I purchased a few items for a new house (~$500) and they cut it to $800, then again down to $700. This will affect your credit/debt ratio. The citi customer service is horrible. Their agent are misguiding, and their recommendations, DO NOT work, they will add multiple hard inquiries, damaging your credit even more! They cut your credit to just over what you owe, then send you a letter telling you your balance is too high. Backwards and ridiculous. Paying on time does nothing to help. Unless you pay your balance in full, you’ll receive another letter telling you that making minimum payments is not acceptable, yet they offer the option. Horrible in every aspect. You’re better off using a traditional credit card than getting theirs.