1. Credit Cards
  2. Insights
  3. Credit One Bank® Platinum Visa® with Cash Back rewards

Credit One Bank® Platinum Visa® with Cash Back rewards

Updated:

imageImage: image

2

reviews

3

Rating: 3 out of 5.

Great for automatic credit limit increases

Annual Fee: $75 for the first year, $99 thereafter (billed at $8.25 per month)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Credit One Bank® Platinum Visa® with Cash Back Rewards or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $633, with $300 being the most common.

Here’s the average credit score of members who matched their Credit One Bank® Platinum Visa® with Cash Back Rewards or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 74% 17% 6% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 74% 17% 6% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 74% 17% 6% 0%

The average credit score for members who have matched with this card or similar cards is 557, with 553 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

65.7%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$78,497

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3

Rating: 3 out of 5.

2

reviews

Most helpful positive review

April 17, 2025

5

Rating: 5 out of 5.

Great

— Credit Karma Member

It’s been the greatest experience with this card

Most helpful negative review

May 24, 2025

1

Rating: 1 out of 5.

Beware

— Credit Karma Member

Are you kidding me? $8,35 pee month just to have a card without enough limit to rebr a car?. I get it,that people with por credit are poor risks and they have to write off a lot, but paying basically 3% of your limit just to have the card is just a bit much. That's why those with poor credit, continue to have poor credit many times. The fees plus the interest rates are realkt high.

All member reviews