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Credit One Bank American Express® Card for Rebuilding Credit

Updated:

imageImage: image

15

reviews

1.5

Rating: 1.5 out of 5.

N/A

Annual Fee: $75 for the first year, $99 thereafter (billed at $8.25 per month)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Credit One Bank American Express® Card for Rebuilding Credit or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $795, with $300 being the most common.

Here’s the average credit score of members who matched their Credit One Bank American Express® Card for Rebuilding Credit or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 0% 71% 20% 9% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 0% 71% 20% 9% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 0% 71% 20% 9% 0%

The average credit score for members who have matched with this card or similar cards is 565, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

64.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

46 years

Average age of members who matched this card or similar cards.

$77,307

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

1.5

Rating: 1.5 out of 5.

15

reviews

Most helpful positive review

January 31, 2025

4

Rating: 4 out of 5.

Good starter card

— Credit Karma Member

I'm sure other think getting a mer $300 is nothing but when you're trying to rebuild from the ground up, you sent need thousands to get you right back where you are now. I put $0 down for this card and only got a 2pt deduction on my credit. Where other cards ask for $50and take a 30pt hit to your credit. So idk what "false advertizing" others are complaining about but I applied in 5 mins, was approved, and then got my card in 7 days.

Most helpful negative review

December 7, 2024

1

Rating: 1 out of 5.

Did not get approved with outstanding odds.

— Credit Karma Member

Don't waste your time. False advertisement.

All member reviews