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Our editors’ take: The best rewards credit cards
Editors’ Tips††: The right rewards credit card can help you get cash back on purchases, book a trip and gain valuable perks. When shopping for a rewards card, keep in mind that cards may promise plenty of points on purchases or high estimated values for their perks, but you’re only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you want to put into maximizing a rewards program, and whether you prefer a cash back or travel rewards card.
Our editors’ picks for the top rewards cards offer the chance to earn a lot of rewards for spending in specific categories or in straightforward ways, with cards that offer the same rewards rate on all purchases:
- Best cash back credit card: Chase Freedom Unlimited®
- Best travel rewards credit card: Capital One Venture Rewards Credit Card
- Best for rotating categories: Chase Freedom Flex®