JetBlue Business Card review: Earn big when you fly

Business woman walking through the airport after booking a flight with her JetBlue Business Card Business woman walking through the airport after booking a flight with her JetBlue Business Card Image:

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Are you a business owner who loves to fly JetBlue?

If you don’t love flying with the carrier yet, the JetBlue Business Card might help you develop warm feelings.

JetBlue Business Card account holders are rewarded handsomely for flying. At six points per dollar spent on JetBlue tickets, the points earning potential is hard to beat. You’ll also earn two points for every dollar spent at restaurants and office supply stores.

JetBlue sweetens the deal with attractive bonus rewards for new cardholders and annual “anniversary” bonus points. The card also rewards you with 10 percent of your points back when you redeem points.

What we like Heads up 

●      Earn 6 points for every $1 of JetBlue purchases

●      5,000 anniversary bonus points each year

●      30,000 bonus points when you spend $1,000 in purchases within the first 90 days of account opening

●      No foreign transaction fees

●      10% points back whenever you redeem points

●      $99 annual fee

●      12.99% variable or 20.99% variable APR on purchases and balance transfers

●      balance transfer fee

 

  1. The rundown: Everything we like about the JetBlue Business Card
  2. Heads up: What you should consider before applying for the JetBlue Business Card
  3. Do the math: How to get the most out of the JetBlue Business Card
  4. The competition: How the JetBlue Business Card stacks up against similar cards
  5. Bottom line: Is the JetBlue Business Card right for you?

The rundown: Everything we like about the JetBlue Business Card

 Earning points

JetBlue Business Card users will earn six TrueBlue points for every dollar spent on tickets and other purchases made directly through JetBlue Airways.

You’ll also earn 10 percent of your points back every time you redeem points, with no limit on your total earnings as long as your account remains in good standing. That means frequent JetBlue flyers have the most potential to earn big rewards with this card.

Purchases you make in other categories will earn you points too. JetBlue gives cardholders two points for every dollar spent at restaurants and office supply stores. Card users earn one point on all other purchases.

With no foreign transactions fees, the card’s perks continue to look most attractive to the business person who spends significant dollars on travel.

The essential guide to the best travel rewards cards

New users also have ample opportunity to rack up JetBlue’s TrueBlue bonus points. If you spend $1,000 in purchases within 90 days of account opening, you’ll be rewarded with 30,000 points.

Each year on the anniversary of your account opening you’ll be awarded another 5,000 points as long as your account remains open and in good standing.

Business perks

The JetBlue Business Card has special business perks as well.

While some other business travel credit cards may offer free employee cards or the ability to set spending limits on employee cards, JetBlue offers both of these options, plus the ability to control cash access on those cards.

For further convenience, JetBlue provides a consolidated statement showing all employee purchases.

Heads up: What you should consider before applying for the JetBlue Business Card

It’s hard to find another travel card that competes with the points rewards you’ll earn while using the JetBlue Business Card.

That said, it may not be the best card for all business owners, particularly those with little access to a JetBlue hub or a partner airline hub.

It may not be the best card for all business owners, particularly those with little access to a JetBlue hub or a partner airline hub

Or perhaps your business doesn’t have a lot of flight related expenses. For those who spend more on office supplies or gas, other cards may present better point earning potential.

The United MileagePlus® Explorer Business Card, for example, offers two miles for every dollar spent on tickets from United Airlines as well as on purchases at gas stations, restaurants and office supply stores.

Applicants for the JetBlue Business Card will want to take note of the fine print. This card comes with a disclaimer that JetBlue can change your account terms based on credit performance.

This may not be the right card for you if your business has credit challenges or if you’re still looking to build business credit.

If you’re interested in earning rewards for flying JetBlue but not sure if a business card is the right choice, there are other ways to enjoy JetBlue’s big rewards.

The JetBlue Plus Card offers many of the same perks as the JetBlue Business Card, but for private cardholders.

These include the six points earned per dollar spent on JetBlue purchases, 5,000 bonus points awarded after each anniversary and 10 percent points back every time you redeem points.

The main difference is that you’ll earn two points at restaurants and grocery stores rather than restaurants and office supply stores.

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JetBlue Plus Card

From cardholders in the last year

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Do the math: How to get the most out of the JetBlue Business Card 

To get the most out of this card, plan on spending $1,000 within the first 30 days of opening your account and earning the 30,000 bonus points.

Want to rake in even more points? Spend that $1,000 on flight tickets to earn 6,000 points from the 6x multiplier. At the end of the first month you’ll have earned 36,000 total points.

But what does 36,000 JetBlue points get you? JetBlue’s points are redeemed based on current fares at the time of your purchase. In other words, the points you’ll put toward a flight are directly tied to that flight’s cost.

If a flight’s fare is discounted, you’ll fork over a reduced number of points. That makes it difficult to assign a monetary value to JetBlue points.

According to U.S. News and World Report, as of July 2017, round-trip domestic flights could be purchased for between 9,800 points (Long Beach, California, to Las Vegas) and 24,300 points (Boston to Las Vegas), depending on the distance of the flight.

In other words, your 36,000 points could get you two or more JetBlue flights, depending on where and when you fly.

The competition: How the JetBlue Business Card stacks up against similar cards

 

Gold Delta SkyMiles® Business Credit Card from American Express

30,000 bonus miles when you spend $1,000 on purchases in the first 3 months

 

2 miles for every $1 spent on Delta purchases; 1 mile on all other purchases

 

$0 annual fee for first year then $95 per year

United MileagePlus® Explorer Business Card

50,000 bonus miles when you spend $3,000 on purchases in the first 3 months from account opening

 

2 miles for every $1 spent on United tickets and at restaurants, gas stations and office supply stores; 1 mile for every $1 spent on all other purchases

 

$0 annual fee the first year, then $95 per year

Alaska Airlines Visa® Business Card

30,000 bonus miles and a companion fare –from $121 ($99 plus taxes and fees from $22)- when you spend $1,000 on purchases in the first 90 days of your account opening

 

3 miles for every $1 spent on Alaska Airlines or Virgin America purchases; 1 mile on all other purchases

 

Business level earning plan annual fee: $50 for the company, $25 per card

 

Individual level earning plan annual fee: $0 for the company $75 for the card

Gold Delta SkyMiles® Business Credit Card from American Express

More likely to fly with Delta Air Lines than JetBlue? Like the JetBlue Business Card, this card also features a nice welcome offer. While you won’t earn as many points for your purchases, the card comes with no annual fee for the first year.

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United MileagePlus® Explorer Business Card

United cardholders won’t earn as many points for flight purchases as JetBlue Business Card users.

But you will earn two miles for a broader category of non-flight purchases, including money spent at gas stations. You’ll also enjoy the opportunity to earn big miles bonuses for big spending.

Alaska Airlines Visa Business Card®

Alaska Airlines rewards cardholders with a complimentary companion fare each year on the anniversary of the card opening. You can also use this card to earn points for both Alaska Airlines and Virgin America at three miles per dollar spent.


Bottom line: Is the JetBlue Business Card right for you?

The JetBlue Business Card has no blackout dates, no limit on points earned and no expiration date for points. At six points earned per dollar spent on JetBlue flights, the rewards for frequent flyers are difficult, if not impossible, to beat.

Even if your line of business doesn’t necessitate frequent travel, the rewards are noteworthy.  Two points earned for dining out or purchasing office supplies is more than you earn with many other business rewards cards.

Plus you get 10 percent points back when you redeem your points, and 5,000 bonus points on each anniversary.

Unless JetBlue’s hubs are difficult to access, this card’s likely to be the business owner’s best bet for travel rewards.


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