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Belk Rewards+ credit card

Updated:

33

reviews

3.2

Rating: 3.2 out of 5.

Annual Fee: N/A

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Belk Rewards+ credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 11% 8% 1% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 11% 8% 1% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 11% 8% 1% 0%

The average credit limit for members who have matched with this card or similar cards is $1,967, with $1,024 being the most common.

Here’s the average credit score of members who matched their Belk Rewards+ credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 12% 17% 15% 32% 24%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 12% 17% 15% 32% 24%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 12% 17% 15% 32% 24%

The average credit score for members who have matched with this card or similar cards is 700, with 821 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

31%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

58 years

Average age of members who matched this card or similar cards.

$84,205

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.2

Rating: 3.2 out of 5.

33

reviews

Most helpful positive review

March 15, 2013

5

Rating: 5 out of 5.

Applied in store

Credit Karma Member

Applied in store with mid 600's ck score,,,instant approval for 300.00 charged 80.00 initially, paid off at first bill... 2nd month got and cl increase to 850.00 that's been about 6mths ago, since then nothing and owe nothing... So far so good,no problem with payment posting decent website... Good Luck

Most helpful negative review

March 22, 2019

1

Rating: 1 out of 5.

Ridiculous

Credit Karma Member

Belk has store cards issued by synchrony Bank. Synchrony bank is a joke! I had a generous limit on my Belk card. I used it often and paid it off OFTEN. Out of the blue they lowered my credit limit by $450! No reason. They did not send me a letter explaining. My credit score tanked. As soon as I pay off that joke of a card, I will close it. DO NOT OWN AN ACCOUNT WITH SYNCHRONY BANK. They will ruin your credit!

All member reviews