Deborah Kearns, Author at Credit Karma

Deborah Kearns

Deborah Kearns is a personal finance writer and editor based in Denver. Her work has appeared in Associated Press, HuffPost, Los Angeles Times, MarketWatch, The New York Times, Realtor.com, USA Today, and other national news outlets. Deborah holds a bachelor’s degree in journalism from the University of Florida and a master’s degree in public relations from Ball State University. When she’s not writing, she’s cheering for the Florida Gators, singing arias or exploring colorful Colorado with her family.

Two women laugh on the sofa in their new house after getting their debt-to-income ratio increase.

HIGHLIGHTED:

Fannie Mae increases debt-to-income ratio limit — so who benefits?

Before we get into the changes Fannie Mae made to its debt-to-income ratio limit, let’s review what a debt-to-income ratio is. Your debt-to-income ratio weighs how much you owe each month against how much you earn. It’s generally calculated by adding up your monthly bills and dividing the total by your gross monthly income — […]