Image: Two women laugh on the sofa in their new house after getting their debt-to-income ratio increase.
Deborah Kearns
Deborah Kearns is a personal finance writer and editor based in Denver. Her work has appeared in Associated Press, HuffPost, Los Angeles Times, MarketWatch, The New York Times, Realtor.com, USA Today, and other national news outlets. Deborah holds a bachelor’s degree in journalism from the University of Florida and a master’s degree in public relations from Ball State University. When she’s not writing, she’s cheering for the Florida Gators, singing arias or exploring colorful Colorado with her family.