Updating Personal Information on Your Credit Report

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Updating Personal Information on Your Credit Report

Whenever I move, the first thing I make sure to change is the address my magazine subscription goes to. It's the one essential I can't imagine leaving behind at the wrong address. But what about important services that you only use occasionally, like the post office and the dentist? On top of the stress that accompanies changing addresses, names or jobs, it's smart to notify these companies as well to avoid any hiccups.

Now, you might be asking yourself if you also need to reach out to the credit bureaus.

The answer is...

You're off the hook! You don't need to contact the credit bureaus to update the personal information on your credit report. Instead, get in touch with your creditors and ask them to update your records with your new address, name or employer. When your creditors send their monthly updates to the credit bureaus, they'll include your new information and your credit report will be updated. Of course, you can always contact the credit bureaus directly to correct any errors.

Since you'll need to wait for both your creditors and the bureaus to make their respective changes, practicing some patience might come in handy. It's hard to say exactly how long you'll have to wait, but since creditors generally only report once a month, it could take about 30 to 45 days for the changes to reflect.

 

You don't need to contact the credit bureaus to update personal information like your address, name or employer. [Tweet this]

 

Does old personal information affect your credit health?

It's generally wise to try and keep these things updated, but not doing so also won't necessarily impact your credit health. If you've recently changed your name, you may be concerned about maintaining the credit history tied to your previous name, but keep in mind that your credit is also tied to your social security number (which should stay the same). In the same vein, your credit doesn't need your latest address or employer information to keep chugging along.

In fact, after your new data is added to your report, your old data will stick around and act as additional identifying information. If you apply for a new credit card or job, this helps potential creditors or employers match your application to your credit report. However, keep in mind that a credit report isn't designed to include a complete history of the places you've lived and worked at. Companies don't see it that way, and it's okay if it isn't exhaustive.

Is the information wrong?

As always, monitoring your credit information is essential to your long-term credit health. After you've contacted your creditors, make sure to regularly check your credit reports on Credit Karma and also keep an eye out for fraudulent activity. If you don't recognize a name or address on your report, it's possible someone opened an account with your information, and you may need to file a dispute to address that.

Bottom Line

Your addresses, names and jobs aren't factored into your score (but these components are), so don't fret if this information isn't immediately updated on your credit report. Still, like the rest of your report, it's better to be prudent and keep your information up-to-date. Ask your creditors to make the changes as soon as you can.

About the Author: is the Communications Coordinator at Credit Karma. When she isn't writing her way through life, you can find her reading about the latest in entertainment and watching television almost every night of the week. Say "hi" @noodlemaine!

Editorial Note: The opinions you read here come from our editorial team. While compensation may affect which companies we write about and products we review, our marketing partners don't review, approve or endorse our editorial content. Our content is accurate (to the best of our knowledge) when we initially post it, but we don't guarantee the accuracy or completeness of the information provided. You can visit the company's website to get complete details about a product. See an error in an article? Use this form to report it to our editorial team. For questions about your Credit Karma account, please submit a help request to our support team.

Advertiser Disclosure: We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

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All Comments

Results 1-10 of 1534Results per page: 5 | 10 | 25Page 1 of 154   Previous | Next
2 Contributions
2599 People Helped

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I have 2 addresses on my credit report that are not mine.  How do I get them removed?

siciliangram

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warrior6060

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Enter Your Reply

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ladyloved

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Enter Your please  Reply how do i straighten it out?

Reply by
wilbertparker

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I have got a address I never live 122 Queensway Dr...take this address off..

Reply by
CrystalC1990

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I have this same issue it shows an address i have never lived at. How do i resolve this?

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mercedes93

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Enter Your Reply

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rlpolo01

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Enter Your Reply my only address for the past 30 yrs. is 456 mizell road montgomery, ala 36116

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ivanrx

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72 wilk rd is wrong

10 south 3rd os wrong

Reply by
aabear

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Enter Your ReplyI have 3 address on my report that are not mine

Reply by
queenofthesn

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Were r the repiles?   I do not see any Answers just more questions!

Reply by
Camigirl1

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Did you ever get info how to get things removed that are not yours

thanks

Reply by
unclehelen7

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Enter Your Reply      I have a p.o.box on my report,2619,  not mine !

Reply by
PayEarly

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Good luck with that. I've been fighting an error on a closed Capital One account for 6 months. Someone used my name but a false address to apply for a $50,000 loan with CapitalOne. CapitalOne even admitted that the address was different. I live in OK. The loan application address was CA. I have repeatedly sent CapitalOne information to correct this. CapitalOne has done nothing. I will probably have to pay a credit repair service to correct this. CapitalOne does not care. Also, the Equifax report is a joke. I have an excellent credit rating with all of the others. Equifax has so much information wrong that it's unbelievable.Enter Your Reply

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sweetsassysixty

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There is an address on my credit report that I have never lived at, what can I do to get that removed.Your Reply

Reply by
reiddy

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you have to file a dispute with the 3 credit reporting agencies.Enter Your Reply

Reply by
Hohenlohe

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I have one address (Hickory Street) on my repoert. I want to know who put them there and have them removed. This coould be someone opening a new account.

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spazdobson

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Enter Your Reply   did you ever get an answer on this question, because i have the same problem

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theshark718

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Enter Your Reply 1426 i never lived there.

Reply by
luduska

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Enter Your Reply  I have never lived in Sacramento.  My Fresno addresss correct. Please remove the Sacramento address from my report. Sallee Neimoyer

Reply by
tommy216

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Enter Your Reply

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xiomy2713

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Enter Your Reply I never have lived in tucson arizona can you please remofe this address from my credit report?

Reply by
myangel04

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My address is 187 First Street, Yonkers NY 10704 Never lived in California

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crock4234

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I have two address on my account that are not mine.

Reply by
jshan038

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I have never resided in Miami, that address should not be on my credit report.

Reply by
usaa168054

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Enter Your Reply: Correct address is 31 Winterbottom Lane, Pound Ridge, NY 10576\

Last employer was Ad Sales 3, Inc. Same address.

Reply by
bettyegene

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Enter Your ReplyI have  several addresses on my credit report that I have never lived at can somone tell me why they are still there because I have requested they be removed before.

Reply by
AGAngel

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My names should be: Present - Audrey Holder Lehnerz - next - Audrey Holder Gilley - before that - Audrey Holder Brownlee

Reply by
AGAngel

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Present - 927 Mixon School Rd. Apt. 2, Ozark,Alabama- before that 258 Ryan Drive Ozark, Alabama, before that - 1215 Mixon School Rd. Apt. 100. Ozark, Alabama

Reply by
HASAUN

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Enter Your Reply Why that happen anyway.

Reply by
pji10

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i cant see the reply

Reply by
topliv

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You have to call Credit Karma and others direct at customer service

Reply by
Donine

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All you have to do is dispute it on your credit report and it will be removed.

Reply by
twistedtech

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SOoo there is not a place on this site to update the info? Not helpful

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UNGLAUBLICH

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Enter Your Reply

My first name is not GertrudeE it is Gertrud E

Reply by
acintron12

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Enter Your Reply I live Urb. Rexville Calle 23 CA 29  Bayamon P.R. 00967

Reply by
1artholly

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Enter Your Reply I havean address that is not mine also. how do I remove it?

Reply by
oyou2011

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my address is 108 hidden fawn cr goose creek sc 29445,     not 200 clarine dr goose creek sc 29445   or 127 rosedale av goose creek sc 29445. PLEASE remove  200 clarine dr and 127 rosedale av. THANKS

Reply by
Clinderella

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Enter Your Reply I have 3 addresses on my report have never lived there. How do you get them off redit Report

Reply by
dirtyvyse

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Enter Your ReplyCAN U UPDATE MY NAME IS RICARDO MARTINEZ,CAN U REMOVE CAP AUTO  IT HAS BEEN CLOSED SINCE SEPT/OCT 2012 CAN U REMOVE IT FROM MY CREDIT REPORT. THANK YOU

Reply by
Savstringbean

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I also, have an address that does not belong to me. I will pursue this matter but let me know if you make  any headway. Many thanks.

Reply by
davidhayes1961

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Enter Your ReplyMe too,I have another guys address and credit info on mine and there doesn't seem to be any way to fix it

Reply by
pcscholar1814

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I had the same exact problem, you just need a copy of your credit report from the credit bureau and then after you get the actual credit report from the credit bureau, call the 800 number on the credit bureau with the credit report number to verify your identity and open a dispute and they will remove it for you.

Reply by
Silky1234

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Where are the answers?

Reply by
snogums

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Did you get the addresses removed? If so, how?

Reply by
deelandel

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I need an address removed from my credit report as I never lived in Cygnet Ohio

Reply by
llakecharles777

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Enter Your Reply remove the 6634 bitterroot ave from my credit history, no longer valid

Reply by
Merengemurf

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Enter Your Reply

 it shows that i have two addresses that are not mine, 6341 fitzhugh, that is my ex-husband house, i have never lived there, the second address is also my ex-husband address at 2650 fm 665, that is his parents house, he lived there for a while when we divorced in 2006. this addresses need to be removed as they are not part of my credit informationl. i still lived at 3633  lockheed.

Reply by
lemccary

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I have an address on my report that I never lived at. I have never lived out of state.

Reply by
baronjeffrey

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I have requested that creditors update my home address and previous employer many many times over the past 20 years and they have never done it. My home is at 35 Strant Street, Manchester, CT 06040 and my past employer was Hartford Federal Credit Union. I am currently retired.

Reply by
rickisan

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Enter Your Reply     I have an address listed on my credit report that is not mine. How do I get this removed? Please advise

Rick S

Reply by
sinbad336

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0 People Helped

I have lived in the same place for 27 yrs remove the addresses that are not mine

Reply by
ArtRevu

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60 People Helped
Helpful to 5 out of 5 people

I found wrong addresses on my report  so I called each one and gave my correct information and they are now correcting mine. It took a while on the phone with each as you go through prompt, waiting time  and then when you get the Dispite Representative Dept you also have to answer alot of questions proving who you are, which I didnt mind as I want them to have correct information.While addressing my name and a few mispellings I had them correct the spelling, they came across one that I even thought was mine but turned out to be an entirely different person! They then removed that person as he/she had my initials but their last name was the same as my first name so it was accidentally attributed to my report. I am glad I called to correct my address history with them because it also got a stranger's profile off my report. Each call took about an hour so I did one a day this week. Now I just have to wait between 30-60 days for the results to show  on my report, however Experian was very fast and with the correct info raised  my FICO by 23 pts so it was worth the effort~ Good luck doing yours with them :)

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bokxos

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Enter Your Reply

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alberto8054

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Enter Your Reply

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dgbthree3

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Enter Your Reply I never lived at 320 Monroe Ave     Apt202    Virginia Beach, VA    23451

Reply by
Hello143

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i have the same problem. i have one address thats not my address. how can i remove it from my history information

Reply by
alagibson

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Enter Your Reply:  they have two very old addresses listed for Don E Gibson.  How do we change them to our current address.

Reply by
izziemac

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Enter Your Reply

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Rusty1937

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Enter Your Reply I have three addresses o my account that are not mine. How do I remove them?

Reply by
DCARLENE

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The only address that should be listed on my account is 15965 Rd. 21, Cortez, CO 81321

Those other addresses are my son in law's address, not mine. Remove them please.

Reply by
cleo040546

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0 People Helped

the 20 NW61st ST MIMI FL 33127 AND THE 30 all the rest of the MIMI ADDRESSES are not mine Plesse leave the 5 PINE IS MY  COURSE DRIVE IS MINE THANK YOU SO MUCH

Reply by
rawwil

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0 People Helped

There are two addresses on my credit report that are not mine.  I have never lived at either address.  They are 121 Marie St. Batesville Ms. and 10061 Hwy 315 Sardis Ms.  Would appreciate if they are removed.

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babz47

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Enter Your Reply

Reply by
Danien2

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if you paid or closed an item you must call the creditor and get  a letter stating the amount and debt paid off in full mail oall three bureaues equifax 800-525-6285 Experian 888-397-3742 and Transunion 800-680-7289 for address of each... hope helps and there get the number to free fraud alerts to protect identity theft it take 30 -60 days for all changes to be made which you get at www.freeanualreport.com I working on taking fake jobs and address off my report with fraudulent usage this helped me www.consumer.gov/idtheft

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TyBViv

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My name is listed as other names that I go by and it is spelled incorrectly. I just received a message that a bank checked my credit and that should not have happened.  I have been divorced for 16 years, count them, 16!!! and they are still using my married name as another name. I think after 16 years this should go away from this account.  I think they should check their information more accurately. 

Reply by
Joesbabygirl12

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This has happened to me also did you find out how to get it off of your report and if you did how did you do it?

Reply by
engl1954

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Enter Your Reply how do you get the addresses of your credit report that you never lived at

Reply by
GLH1959

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The Credit Bureau's will refuse to do it. I've been down that road a few times. They will claim a certain a creditor supplied them with that address, that you may not have lived there. But you may have co-signed a note for someone that did.  My all time favorite from Equifax "You must have received mail at that address, or someone did for you." It is battle you can't win and I've been told by my banker, It has no factor in credit at all.

Reply by
dilts58

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i have addresses listed that I never lived at. How do I fix this!

Reply by
tdmuse01

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Enter Your Reply

Reply by
twister2

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Enter Your Replynever lived at 716 po box 716 in oakland me.

Reply by
marman

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1 Person Helped

I have several address that is not where I live.  Same street name but different house number. How do I get this fixed on my credit report.  And the house number this is listed. One individual is a deceased and the other one I NEVER lived ath that adress. 

Reply by
bjaniree

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Enter Your Rep how do i get to look at my credit report i'vards.  thanks janice binione looked everywhere but it dosen't come up  only questions  or cheap credit cards

Reply by
bpitre77

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I have the same problem. The lady shares a name with me but she is 30 years older. I have actually met her a few times. I have never lived in Dallas but obviously she must have. Very upsetting. Please remove.

Reply by
2431NA0

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 nter Your ReplyI have 1 address on my equi credit report that is not mine. any info you can supply to rectify this problem would be appreciated.

Reply by
DanaHunter

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Enter Your Reply I have to addresses on my report that do not belong there they are 309 Edward street Munhall and 34 Denver dr apt B McKeesport rocks pa 15136 can you remove them please thank you Dana hunter-jones

Reply by
CFREYNOLDSIV

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42178 W Ramona St

Maricopa AZ, 85138

Reply by
wendy2009

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i have two norwalk address in there i never lived in norwalk ct 

Reply by
PWHW

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Enter Your ReplyThere is no such address as 33021 Finchley Place in Orlando. This has to be a typographical error. I do live at 11032 Finchley Place, though. Please check and correct your records.

Reply by
jar123

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Enter Your Reply

Reply by
navyseal1212

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Suck some good ****s, perferally black ones, go in deep with your outh going back and fourth, back and fourth, Don't forget to suck real hard on those hary black stinking balls, that should do it, i ganatt

Reply by
mamaTwal

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Enter YouI WANT TO KNOW THE SAME THING.. SEVERAL THINGS ON MINE THATS WRONG

r Reply

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1403 People Helped

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I have a previous address showing on my account in which I have never lived. Should I be worried?

Reply by
finnikin

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I have the same problem.  Please tell me how or who I can talk to and change it.   I went and checked and it is a non-existant address.  I spoke with residents of the complex and they verified that it was a  swimming pool between two apartment buildings that would have matched that address chronologicailly.

Reply by
TigerandMolly

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1473 People Helped
Helpful to 1473 out of 1971 people

I am having the same issue.  There is an address that I have never lived at on my report.  How do I get it off?  If anyone had any luck please let me know what to do.  Thanks.

Reply by
2005sr5

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never lived at lawson creek boiling springsSC.

Reply by
luckycat1

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1036 People Helped
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I have a address showing up on my account that I know nothing about.  What should I do?

Reply by
ArcherBill

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Did anyone figure out how to remove an incorrect address from their account? I also have an address which I never lived at.

Reply by
howdlaw

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Enter Your Reply I also have an account on my record that I have never been aquainted with. There is also a different last name other than mines. Should I be worried?

Reply by
2431NA0

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Enter Your ReplyDid you get the address removed and if so how? I have an address on credit report in a state I have never been to or city I have never been to?

3 Contributions
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yes

Reply by
honeybun520

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I have never lived in Greenville NC, nor on Lee st. in Wilson NC nor Tacoma ST. in Wilson NC. I only goes by the name Nancy S McMillan, Nancy R McMillan. This may be the reason my credit is like it is.

Reply by
honeybun520

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My Address has been 5021 Anthony Road, Wilson NC 27893 for almost 15 years and I have not lived at another address.

Reply by
Shawnpsr

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I have the same problem. But there are two address on my report. They need to go.

Reply by
elaine3138

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Enter Your Reply

Reply by
tch1962

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I had this same problem I went to the owner of the apt and got them to give me a letter stating I lived there and sent it to the credit reporting company. They changed my information.

Reply by
1249melo

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Enter Your ReplyWhat i have noticed and this may not pertain to you is that someone
with the same or similar name has shown up on my report.Iwas under the impression

that credit companys went by the ss number but oviously not.So give them a call better

safe than, well you know the rest.

Reply by
jazne

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  • Enter Your Reply

Reply by
uncleL

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Dispute it!

Reply by
katila07

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I have the same issue, an address I know nothing about and another name with incorrect spelling that I've never used? Any ideas on how to fix please share.

Reply by
anotherspook2go

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  This is the most ludicrous thing I have ever seen.   Here on Credit Karma is a section titled replies indicating answers to questions people may ask.  But then where is the reply?  These things are all questions asked and NO replies so why the buttons under them ask ..."was this helpful?

Reply by
ladyloved

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this is my problem too I never had one address showing atvall.

Reply by
ladyloved

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Enter Your Reply

Reply by
JulianSpade

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I wouldnt worried to much, however it is safe to just contact the credit Bureu, they are usually pretty good at removing these. I called Equifax and they took care of it. and it updates to all three bureus after sometime, so no need to contact them all. you dont want any credit cards offers being sent to other adreeses other than yours and having any kind of personal informtion lingering else where, just to be on the safe side. Now a days is always good to take precautions specially when it comes to stuff like this. hope this helps.

Reply by
mstephens405

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I also have an address that I have never lived at.

Reply by
hmc30

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You have me down as Hixie B Coleman and it was typed in wrong years ago by Adamson Ford and they was suppose to have corrected it but I see that they didn't.........and I have never for Handy TV & Appliance, my husband did!!!

Reply by
oaksy2

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There is addresses on my credit report that I never lived at

Reply by
rileymoss1

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I am having the same problem, I found the disputing letter(sample) but can't find the address to sent one to. If anyone can help me, please let me know.

Reply by
kathy07302

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I have many addresses i never lived at 

Reply by
Dumbasdon

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Did you ever Cosign for a loan to somebody at that address ????

Reply by
JanetMlr

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I had a similar problem. There are 2 addresses saying they were reported address where I have never lived. but oddly, one is my ex husband and his wife's previous address.  I've been there, but have never used or reported that address. The other is an address that was my daughter's in Boston where she was living for a while after college. That was several years ago.  Same thing, I have been there, but never lived there nor supplied or reported that address. It's kind of spooky that this information shows up on my account.

Reply by
edward1979

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IEnter Your Reply

I have never lived at 5858 Reed Rd

Reply by
jorditrim2011

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My name es: Jorge Diaz Trimino

I don't have other name.

Reply by
MamaPochy

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0 People Helped

Try right clicking on the addresses and click go to address.

Reply by
Lizbet10

2 Contributions
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Helpful to 2 out of 2 people

I have an incorrect address on my account also.   Why can't this be deleted??Enter Your Reply

Reply by
firebird455

1 Contribution
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Helpful to 3 out of 4 people

You will start an inquiry and get a confirmation #I.  Fax or mail proof of your address, State ID card and social security card along with a home bill, (Edison, water bill etc.) With the cover you print with confirmation # on top. You have 24 hours to send or the number is no good. You get a email stating it could take up 60 days to complete and receive a response back. Mine took 3 days to confirm and remove.

Reply by
wieuca

1 Contribution
0 People Helped

2416 WOODSIDE WY 

ATLANTA, GA 30341

I never lived at this address!  Please remove.  Thank you.  Jean McIntyre

Reply by
BDuin

2 Contributions
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Helpful to 1 out of 1 people

I have the same issue too! Its showing i have a Previous address i have NEVER Lived in nor know about.  I'm worried that may make a big difference to my credit score. 

Reply by
wayhen2

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Enter Your Reply 

There's a address on my report  in ILL. never lived there. What should I do about it

Reply by
doc512

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Enter Your ReplyI NEVER LIVED IN MD.

Reply by
Beesy

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Helpful to 2 out of 2 people

This looks like a pretty common problem judging by all the comments. I have the very same problem.  They show me living at some address in MD.  I've never even visited MD!  But so far I haven't seen any response as to how to clear these errors off our records.  It's like were held hostage to whoever wants to put bogus information on us out there!

Reply by
angelscore

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I am still showing an address on my credit report that I never lived at

Reply by
bloscoe

4 Contributions
0 People Helped

Same here. Not only are there addresses I've never lived at, my first & middle names have been flipped back & forth. I just received a credit card bill for $733 & paid it off in 1 payment. My credit score drops 7 points? I would assume that paying it in 1 payment was good...then I see my credit score drops. I don't get it.

Reply by
tmock1658

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Enter Your Replyi have the same problem please tell how .who i can do

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Reply by
IntricateAshton

36 Contributions
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Helpful to 12 out of 12 people

Any time anything that iswrong or inaccurate on your credit report you should be concerned. To get this or any OLD addresses off of your credit report do the following:

Send each of the credit bureaus that are reporting old/inaccurate addresses a copy of your report, personal data page,with the old addresses circled in red and tell them xyz, and xyz, and xyz addresses are "invalid" and that  you are concerned about identity theft /fraud. You will have to send them 3 things as proof of your identity and current address. You MUST send all 

1) Copy of DL showing current address

2) copy of SS

3) Copy of a utility bill in YOUR name.

Hope this helps. I have done this successfully each time I have moved.

Reply by
123chrissy

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Enter Your Reply

Reply by
beezee22000

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0 People Helped

You have one of my previous addresses wrong.  I lived at 10 Grove st., Sodus  NY  14589, not Buffalo!!

Reply by
edwards5901

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I have an address listed in Losolida Ca.  I have never been to California let a lone live there.  I also had a credit card opened and paid in full.  When I contacted he credit agencies they told me that as long as the card was paid in full that it was helping my credit and not to worry about it or worry about the address.  They said sometimes addresses just show up and being they have no effect on your credit score that it doesnt matter.

Reply by
sccmagrad2013

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I too, have had this happen and it has drastically reduced my credit rating.  I would greatly appreciate a person to contact me so that I may relay the complete information.Enter Your Reply

Reply by
randy7825

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1 Person Helped
Helpful to 1 out of 1 people

I have two addresse on my report that I never lived at. How do I get these removed?

Reply by
rn4erlady

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Helpful to 1 out of 1 people

yes,  write in to all the credit bureas an let them know.

Reply by
brewsterbaby

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I also have an address listed as having lived there and I have never lived in that state

Reply by
combsc

1 Contribution
0 People Helped

My son and daughter in laws address keeps showing up on mine I never lived where they did

Reply by
sparrowoo

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Helpful to 1 out of 1 people

My Ex-husband has used Identity thef by using my Married name to get ALL types of credit, and I kept filing Police Reports, Governmets, You name it.

When I ESCAPED the Domestic Violence and Abuse during the night in September, 2006,  I could not retrieve ANY thing, including My Birth Certificate and SS Card because he kept them locked in a filing cabinet.

He also got several Credit Cards and listed me as a Joint holder, two mortages on the Same day, I didn't sign for either!

He evidenty has had a Woman or Women getting Fraudulent Documents in my name because he sold  MY car before I  could get it WITHOUT my signature.  It was a three year old Mustang Convertible, I was paying for.

I have tried over and over to get his fraudulet items off my credit  reports to no avail, even with concrete proof of Identity Theft sent To ALL neccessary places and they have DONE NOTHING.

The Only recorse for me Is to file for a New Identity and Social Security Number.

No one cares what you are going thourg.

Reply by
Mac0927

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0 People Helped

I have never lived in Oregon..please remove this address.  Equifax no longer is showing this address from Oregon.  Please remove it from your site, Transunion.  Thank you

Reply by
brendam92

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Enter Your Reply

Reply by
keith28025

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Enter Your Reply

"I have never lived at this address: 421 E GRAVES AV APT D MONTEREY PARK, CA 91755"

Reply by
grandmapalmer

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Helpful to 1 out of 1 people

There are twp entries on my report that are not mine. and address and a place of employment

Reply by
p3ggy

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1 Person Helped
Helpful to 1 out of 1 people

Enter Your Replyi I never lived at 1009  19th St in Watervliet New York 12189 , I would like that off my profile how do I achieve that?

Reply by
LL8

2 Contributions
0 People Helped

I have the same concern, but I don't seem to find the answer on how to correct this. 

Reply by
SongDow

1 Contribution
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Enter Your Reply

1 Contribution
536 People Helped

Helpful to 536 out of 709 people

I have an incorrect name, what do I do?

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Reply by
TeamCKJen

366 Contributions
641 People Helped
Helpful to 256 out of 364 people

You can file a dispute with the credit bureau to address that. 

Reply by
Granny312

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Helpful to 31 out of 83 people

Enter Your Reply

Reply by
alyncia

1 Contribution
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Helpful to 5 out of 19 people

I ahve the same issue how did this work for u?

Reply by
michpet8

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Enter Your Reply     My name is incorrect. My name is michael petty.  Not michael sam petty. Thank you.

Reply by
stomarider

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Helpful to 5 out of 5 people

what phone number to report incorrected names and address?

Reply by
Bino1

1 Contribution
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Helpful to 1 out of 1 people

I have never gone by the name Robin Smith. What do I do.?

Reply by
buddyboy1953

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1 Person Helped
Helpful to 1 out of 1 people

Enter Your Reply I have the same problem. I am Kenneth R. Not Kenneth C. how do I make the credit companies understand. Those are not my bills !!!!! and not my name !!!!

Reply by
Cathydee56

2 Contributions
0 People Helped

I have never lived at 2 places. My address for 23 years has only been 10526 W 700 N, Culver, IN 46511. Also it shows I am retired I have my business at Acounting Associates for 26 years now. Started in 1989 to current. I would like to update this on my report

Reply by
marman

3 Contributions
1 Person Helped
Helpful to 1 out of 1 people

I've ALWAYS use my middle name because I father has a cousin who had the same name but different middle name.  How so I get this straight?  But she decease.

1 Contribution
299 People Helped

Helpful to 299 out of 393 people

I have an address showing with which I never lived.  Do I need to have this address taken off?

Credit Karma Team
Top Contributor
2949 Contributions
5283 People Helped
Helpful to 110 out of 153 people

It's unlikely that the address will affect your score. Please contact the credit bureau directly to have your credit report corrected. 

Reply by
JulianSpade

5 Contributions
157 People Helped
Helpful to 87 out of 105 people

Contact the credit Bureu, they are usually pretty good at removing these. I called Equifax and they took care of it. and it updates to all three bureus after sometime, so no need to contact them all.

Reply by
lahoma1974

2 Contributions
47 People Helped
Helpful to 46 out of 74 people

Enti have the same problem  i have 4 addresses iv never lived at how do i get this straighten out  an how did this happen . thank you

Reply by
dnewbo1

1 Contribution
4 People Helped
Helpful to 4 out of 4 people

A wrong address should not affect your score.  However, it could affect you being able to verify who you are when you have to validate information that shows on your report.  I have this same issue and have to remember to select that wrong address when it appears as an option.  My wrong address was created by a credit card company accidentally changing the address on my account instead of someone else's.  I didn't know this until I started working for a credit company and had access to see this information.

Reply by
DustDawn1

1 Contribution
0 People Helped

Enter Your Reply I HAVE BEEN AT 1030 HAWK ST NE  FOR A LONG TIME 23 YEARS NEVER LIVE IN CHATSWORTH GA OR BENTON TN 

Reply by
loklowman

1 Contribution
0 People Helped

Enter Your ReplyHello, My name is Douglas Lowman.There is an address on my credit report that I never lived. It is on Elmhurst rd in Severn,Md I never lived there. Thank you

Reply by
tetax9247

2 Contributions
0 People Helped

Enter Your Reply i have only lived at 6780 e walnut st tipp city oh since dec 1972

Reply by
mjfinn

6 Contributions
0 People Helped

Enter Your Reply why cant they be removed ?????????

1 Contribution
235 People Helped

Helpful to 235 out of 323 people

I only have two valid address, one in Miami, FL and the other in Erie, CO.  How do I get rid of the incorrect one since I have not lived there in over five years.

Reply by
nelsonfan

1 Contribution
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Helpful to 46 out of 73 people

Enter YoThe best way is to call the crit reporting agency and talk to them. They may want you to send 2 pieces of mail verifying your address now, but they should take care of it.

Reply by
drypi

3 Contributions
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Helpful to 24 out of 51 people

Enter Your Reply I have two address on my credit that i have never lived at how do i get them off.

Reply by
apd82855

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Helpful to 7 out of 24 people

Enter Your Reply this is stupid dosenot help at all

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Reply by
Indaknow

11 Contributions
7 People Helped

Enter Your Reply so what? Bfd

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Reply by
Indaknow

11 Contributions
7 People Helped

Enter Your Replypray

1 Contribution
100 People Helped

Helpful to 100 out of 150 people

On my information they have a wrong name how do I fix it? 

Top Contributor

Reply by
cdf19699

11 Contributions
214 People Helped
Helpful to 71 out of 96 people

send the corrected info to the credit bureau. i had bad addresses and a wrong name. i sent my corrected info to the credit bureau, and sent my corrected copy. hope it works for you!

Reply by
Taloncole

1 Contribution
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Helpful to 7 out of 36 people

Enter Your Reply

Reply by
Lindagetitright

1 Contribution
103 People Helped
Helpful to 8 out of 28 people

I dont know Linda Robinson or Linda McCluanion

Reply by
yiddlefeet

2 Contributions
1 Person Helped

​​My name has never had a letter J in it.  Please correct.

Reply by
notimetotalk

2 Contributions
1 Person Helped

there is a name on my information that is not me. my name is johnny c. whitman not johnny t. whitman

Reply by
Smithrm

3 Contributions
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Enter Your ReplyMy name has not been Ramirez in 18 years I am remarried & this last name is sick! Myaccurate last name is Smith

Reply by
Smithrm

3 Contributions
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Helpful to 0 out of 1 people

Enter Your ReplyMy last name is Smith! My EX Husbands mane is Ramirez! We have been divorced since 1998 & I do not want his name appearing on my report! None of the items has anything to do with him. Please correct & change my lat name to Smith

Reply by
WesHarvey

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Helpful to 1 out of 1 people

"Enter Your Reply" seems to be the biggest reply, so I am entering my reply, 

Contact the Credit Reporting Agency with the incorrect Name and or Address.

(like Equifax) They will ask you for identity verification, if you satisfy their request, it will be updated.

Writing a letter from your current address, to them directly, can give them faster proof and verification than a phone call.

1 Contribution
105 People Helped

Helpful to 105 out of 167 people

I was just checking my creditreport and it is showing that I still owe on PCB 3 accounts for Holzer medical. I have paid those off and have a letter to show that I have done so, So how do I get these removed to help improve my credit?

Reply by
AGAngel

4 Contributions
20 People Helped
Helpful to 20 out of 30 people

Transunion is showing I have a hard credit check from Century Tel which is Century Link now. I called them and talked to a lady that was very nice and she found out I have nothing in my home from Century Link and did not order service. I am satisfied with my cable service. She said she would take it off and she did take it off one but it is still on Transunion and that is the one I try to keep correct because so far that is the one that companies check. I thought she was checking to make sure I didn't have an old bill there but she checked my credit file. She didn't tell me she was going to do that but I noticed it on there when I was checking my file. I have called them back several times and they are saying there is nothing they can do but they did put the mark on my credit file and I did not apply for credit. I only called to ask how do I get wifi. I had bought a tablet and didn't know anything about wifi. After they made that mark I found out through the cable company and they put a router in with my Motem. I just didn't know how all of that worked. Thank you, Audrey Holder Lehnerz. 

Reply by
PineapplePete

1 Contribution
6 People Helped
Helpful to 6 out of 11 people

For anyone on here that doesn't know, you can pay off your debt to a creditor but it won't change your credit score any. Your best bet is to go through a credit consulting agency and they will help you remove the issues on your credit score.

Top Contributor

Reply by
Indaknow

11 Contributions
7 People Helped
Helpful to 1 out of 4 people

Enter Your Reply you don't, only time will remove it.

1 Contribution
9 People Helped

Helpful to 9 out of 13 people

What can you do if an address on your credit report does not match any address you have lived at? Can you change it or has someone used my name from that address?

1 Contribution
64 People Helped

Helpful to 64 out of 100 people

There is an address listed for me that is totally incorrect.  I have never lived at that address and it is listed incorrectly in the local phone book.  I want that address eliminated.  How can I make that happen.  zm

Top Contributor

Reply by
TeamCKJen

366 Contributions
641 People Helped
Helpful to 37 out of 69 people

Hi zm. Sorry to hear that you have an incorrect address listed. You can learn more about disputing incorrect information on your report here: https://www.creditkarma.com/article/dispute-credit-report-errors. You may need to supply proof of name/address.

Reply by
JulianSpade

5 Contributions
157 People Helped
Helpful to 25 out of 32 people

Contact the credit Bureu, they are usually pretty good at removing these. I called Equifax and they took care of it. and it updates to all three bureus after sometime, so no need to contact them all.

Reply by
claudiabell

2 Contributions
7 People Helped
Helpful to 6 out of 14 people

Equifax  has me living in  (Chester, SC.)I I have never lived in South Carolina the address and have me living at 851 Armour Drive Chester South Carolina ZIP code 29706 I have never lived there any time in my whole life I've only lived in Texas and Memphis Tennessee that's the only two states I have lived in so get it corrected get it taken off my Equifax thank you

1 Contribution
35 People Helped

Helpful to 35 out of 52 people

THERE ARE 4 DIFFERENT ADDRESSES ON MY REPORT. ONLY ONE IS AND HAS BEEN MY ADDRESS SINCE 1993.    THE OTHER 3 ARE PLACES MY SON LIVED.  i NEVER LIVED WITH HIM. how do I GET THEM OFF?

Credit Karma Team
Top Contributor
2949 Contributions
5283 People Helped
Helpful to 29 out of 38 people

You'll want to file a dispute directly with the credit bureau to have the incorrect entries removed. 

Reply by
JulianSpade

5 Contributions
157 People Helped
Helpful to 29 out of 34 people

Contact the credit Bureu, they are usually pretty good at removing these. I called Equifax and they took care of it. and it updates to all three bureus after sometime, so no need to contact them all.

Reply by
eddy2334

1 Contribution
1 Person Helped
Helpful to 1 out of 3 people

how get off  i file chapter 13  in 2001    on them       i nolonglive in oklahoma i live in texas   i lost my job

Reply by
mjfinn

6 Contributions
0 People Helped

Enter Your Reply im having same problem Only 

they are my daughters adresses

Top Contributor

Reply by
Indaknow

11 Contributions
7 People Helped

Enter Your Reply BFD, why worry about it?

Reply by
MizMuffy

2 Contributions
7 People Helped

did you cosign with him for something? That may be why your sons address is listed. If you cosigned a car or apartment. 

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