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The Community is a place for Credit Karma members to share their knowledge and experience. We strive to make it a courteous and helpful space, but you may occasionally come across messages that are misleading, untrue or offensive (which we encourage you to report). Since this is user-generated content, Credit Karma cannot guarantee the accuracy, integrity or quality of any messages. In other words, you should not rely on the information provided here to make (or not make) specific financial or other decisions. If you do use the information from the Community, it'll be at your own risk. Learn more about our User Content Rules and Terms of Use.

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