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Find the answers to the most common questions about credit and credit cards or submit your own question. All answers and recommendations are provided by experts in the credit and credit card industry. Join the discussion today.
Most Recent Questions
- 1. I paid off a debt in early June and now in September, three months later, it still hasn’t showed on my credit report. How long does it take for credit bureaus to report this action and update my credit score?
- 2. If I apply for a car loan with two different lenders, will that lower my credit score?
- 3. How hard is it going to be to get an auto loan after getting repossessed?
- 4. How will a settlement listed as “not paid as agreed” affect my credit score if I have other accounts in good standing?
- 5. I applied for a car loan and was denied because they said I had “write-offs” on my credit. I’ve checked my credit report every year and I have never seen anything about write-offs there. What are “write-offs” and how will I know if I have any on my credit report?
- 6. I filed for bankruptcy 8 years ago; does it still affect my credit score?
Most Popular Questions
- 1. I have really poor credit, how can I begin to fix it?
- 2. What is a good credit score?
- 3. What is PMI and why do I want to avoid it?
- 4. Is it better to pay off a credit card every month or make payments toward the balance every month?
- 5. What credit score do I need to qualify for a mortgage?
- 6. How often do credit scores change?
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