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phannymcd
1 year ago
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It depends how much debt. If 10k only then get a line of credit from a credit union at about 9 or 10%. If you have equity in a house a refi could help. Depending on your age a 401k loan could help also. Good Luck.
nandog 1 year ago
Pay it off. Get serious. Cut lifestyle, tight budget, extra jobs, sell stuff, stop charging to the cards. You are the solution. Not some company that will take your money and do nothing for you.
KeesdeWit 1 year ago
Don't make the mistake to exchange an unsecured loan like a credit card for a secured loan like a morgage. As for debt consolidation -- it is only one strategy to deal with paying down your debt and you do not provide enough information to determine what you should do....
ladald 1 year ago