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I'm a college student in need of a first credit card and I have no credit history. Any suggestions?
I'm looking to build credit, but I keep getting rejected because I have a 'limited credit history'. How can I get a credit card? I would prefer to avoid secured credit cards if possible because they require a deposit.
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CompTechWizard
1 year ago
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Try going to your local credit union the initial interest rate will not be 0% like a lot of those mail offers but they won't spike and double in a year either. They will start you out with a lower credit limit too, like $250, make sure to pay your bill in full every month to avoid damaging your credit early, and never miss a payment or pay late, if there is a problem call them and usually they can work out a grace period for you.
strryeyez 1 year ago
Credit unions are great if you belong to one. Conversely try a credit card gear for students. Capital One seems to be getting lots of good reviews.
AppleRules 1 year ago
I did try one of those, but I got rejected unfortunately due to having 'limited credit history'.
CompTechWizard 1 year ago
www.CitiCards.com/Student
InfinityMPG 1 year ago
Check into the Citibank Cards for students, hope this helps. www.CitiCards.com/Student
InfinityMPG 1 year ago
I heard that adding your name to someone else credit card would help you to create some form of credit history.
wonwon 1 year ago