- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
i recently paid off all of my debt but my score is low should i wait for my credit to repair itself?
i no longer have credit card debt, only student loans and a car loan. how can i improve my score?
Asked by
claytone317
1 year ago
Flag this Question
2 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Scores
How long does it take to recover credit points lost to inquiries?
0 Responses
Asked by Etmicrobe
under Credit Scores
I fell for the Best Buy $1000 gift card gimick on my cell phone . What should I do now?
1 Response
Asked by WRedjohnson
under Credit Scores
Featured Credit Repair Service
- Take action and start work to improve your credit, today!
- Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
- They have served over 600,000 clients since 1991
- Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*
*Your Results May Vary
SERVICE PROVIDED BY
Lexington Law Credit Report Repair
Over 1 million negative items removed by Lexington Law last year, including:
- Collections
- Late Payments
- Bankruptcies
- Foreclosures
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
I assume you are current on everything now. In that case consider building some history and breadth. Get a secure credit card and use it sparingly. Easy step to improve history.
hardeight 1 year ago
You don't need a secured card if you're able to get a regular card, and you should be able too if you've had other good credit. Your score should rise once the creditors begin reporting to the bureau which could take 3-6months. If you stay with no open credit for too long then your scores will begin to drop again.
Dogslurp 1 year ago