Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards

Share this question with others:

filed for bankruptcy a little over a year ago, want to apply for credit card

Good question?

I filed for backruptcy a little over a year ago, was discharged 10/09 how can I rebuild my credit to apply for credit card. my credit score is currently 650

Asked by hburdet03 1 year ago Flag this Question

1 response

Have something to share? Give Advice

Sort By: Newest First Oldest First Top Rated First

There is hope! We had to file for bankruptcy a little over two years ago and it is possible to get credit cards. We waited about six months and then applied for high interest cards (not the prepaid/secured cards), used them very little and paid them off every month. We now have three cards with a total limit of around 5K and a credit rating over 700. The secret is, DON"T GET YOURSELF INTO THE SAME SITUATION YOU WERE BEFORE WITH THE CARDS. Be wise and you can build your credit back up.

Reply Cancel Reply

gsiess 1 year ago

Enter Your Reply

Please enter a reply

Submit Your Comment

Receive email alerts when responses are added

• Prev
• 1
• Next

Reply To This Question

Enter Your Response
<p></p>

Please enter a response

Submit Your Response

Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.