Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Question

Share this question with others:
Profile Image
Experian credit monitoring report and Identity Guard different Experian scores?
Good question? Vote for this

Ok, so my question is, how can I have 2 different scores from the same company? I use Identity Guard to monitor monthly and the Experian website to be able to check my score daily. Today I checked my Identity Guard score with Experian is 556 and on the actual Experian site it is 597. I'm really confused as to why this is, it is a 41 point difference.

Asked by cdrain85 1 year ago Flag this question Flag this Question

Response

2 responses

 Iy apprats the :ower Score with the Credit Guard was Not Updated. Could be one is updated monthly ( Experian) and one bi-annually.( * Credit Guard)  Did You ask ?

Reply

redidot123 1 year ago

+1

Identity Guard is NOT the same company as Experian.  They use the Experian credit report data and estimate your Experian score.  Same thing for CreditKarma and TransUnion, and for many other sites.  The credit score is not an exact science and can tend to vary.  Try not to worry too much about this, and focus on getting an improving trend.

Reply

craffle 1 year ago

  • Prev
  • 1
  • Next

Reply To This Question


Submit Your Response
Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.

Let the community lend a hand!


100 Characters Remaining

Featured Credit Repair Service

  • Take action and start work to improve your credit, today!
  • Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
  • They have served over 600,000 clients since 1991
  • Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*

*Your Results May Vary

SERVICE PROVIDED BY

Lexington Law Credit Report Repair

See Details

Over 1 million negative items removed by Lexington Law last year, including:

  • Collections
  • Late Payments
  • Bankruptcies
  • Foreclosures
Call For Your FREE Consultation:1.855.255.0203
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.