Credit Advice

My car was repossessed, as in it was taken by a tow truck, but I was given 2 weeks to bring my account current and pay lots and lots of fees and get my car back. My credit report shows:
[Equifax]-Redeemed repossession
[TransUnion]-Repossession; redeemed
Experian seems to have no record of the repossession, just the fact that I got 60 days past due.

My question is this: Before I lost my job and fell behind on my car I was planning to look around to refinance as my credit had improved about 100 points from the time I bought the car. It has now gone down about 50 points from pre-repossession.

Would it be worth my while to still look around for a new auto loan, or are my chances of finding a better rate too slim and not worth the inquiries on my credit?

My credit is still 50 points higher than it was when I first got the car, but I now have a reclaimed repossession on my record. Help! :)

with a repo and negative equity, as most cars are worth less than the loan amount your stuck in the loan, lenders are tighter than ever before, remember 740 is the new 680 as far as lenders. I would call the finance company and ask them to remove as a courtesy, most of the time if your are nice and loan in good standing they will work with you. That is unless you are dealing with a predatory lender such as Santander, "BofAholes", chase, fireside etc...

I don't want to say impossible but probably unlikely.

Repossession will remain on your credit report for 7 years and will influence how lenders assess your propensity to pay a loan. While getting approved for an auto loan after repossession is possible, you may have to wait a period of time and will probably be offered a high interest rate

You can wait one to two years before trying to finance a new car since lenders will likely charge you an enormous interest rate on an auto loan immediately after repossession. If you can take this time to improve your credit score, you will receive better financing options from lenders in the future. Take steps now to rebuild your credit, such as building good credit through a secured credit card, making regular on-time payments on all your accounts, and paying off any debts

Or you can try to obtain a loan sooner after repossession by applying with a high risk lender or subprime lender, which caters particularly to consumers with poor credit. While you can get an auto loan sooner this way, the tradeoff is that these lenders often carry a much higher rate than an average auto loan. Be sure to compare lenders to find the lowest rate, and in a couple months when your credit score improves, you can try to refinance your loan for a lower rate.

Check out rates at: http://www.creditkarma.com/trends/autonew

 well my repossesion has been on my credit report for more than 10 years how do I get it off?